Form 5500 · Employee benefit plan · TRENTON, NJ
THE CHILDREN'S HOME SOCIETY OF NJ
The filing calls this plan THE CHILDREN'S HOME SOCIETY OF NJ WELFARE BENEFITS PLAN.
Public Form 5500 records show how THE CHILDREN'S HOME SOCIETY OF NJ of TRENTON, NJ, a health care and social assistance employer, structures its employee benefits. Its broker of record is SAVOY ASSOCIATES. Coverage is written through HORIZON HEALTHCARE SERVICES, INC. and 2 other carriers. The plan's most recent policy period ended in October.
Sourced from U.S. DOL EFAST2 Form 5500 · EIN 21-0634966 · plan 502 · plan year 2024, filed Aug 12, 2025
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How this plan is funded
Fully insured as reported
The filing reports medical coverage through an insurance contract on Schedule A, and no money paid for benefits by the plan itself.
Benefits declared on this filing
Declared benefits are the plan’s own line 8b codes on Form 5500. “Not on Schedule A” means no insured contract for that line appears on this filing. That usually means the benefit is self-funded, or it sits under a different plan number.
Where a line has more than one insured contract, the carrier and the covered figure are the largest contract's by premium. The contracts are not added up: a pharmacy carve-out and the medical carrier beside it cover the same people.
Persons covered is the count the carrier filed for that policy at the end of its policy year, and it can include dependents. Participants is the plan's own count at the start of its plan year. The two count different people, so a covered figure can be larger.
Plan brief
Schedule A lists 3 insured contracts covering health, dental, vision, life and disability; the largest, with HORIZON HEALTHCARE SERVICES, INC., covers 155 people.
Reported premium across the insured contracts is $1,980,827, with $67,539 in disclosed broker commissions — about 3.4% of premium.
The most recent policy period ended in October, and the plan year ends October 31. Group contracts typically renew on that annual cycle.
SAVOY ASSOCIATES is the broker of record on 1 of the 3 contracts; the rest name a different broker or none.
3 carriers appear on the filing, including HORIZON HEALTHCARE SERVICES, INC., EQUITABLE FINANCIAL LIFE INSURANCE COMPANY OF AMERICA and THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA. HORIZON HEALTHCARE SERVICES, INC. writes the largest contract by premium.
Schedule A insurance contracts
| Carrier | Benefits | Covered | Renews | Premium | Commission |
|---|---|---|---|---|---|
| HORIZON HEALTHCARE SERVICES, INC. | Health, Vision | 155 | Nov 1, 2024 | $1,853,850 | $53,158 |
| EQUITABLE FINANCIAL LIFE INSURANCE COMPANY OF AMERICA | Life, Disability | 236 | Nov 1, 2024 | $68,648 | $10,297 |
| THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | Dental, Life, Disability | 141 | Nov 1, 2024 | $58,329 | $4,084 |
Covered = persons covered at policy year end, as filed on Schedule A for that policy — often certificates or one class, not the whole plan. Premium = the filing’s own premium/charges figure; “—” means not credibly reported.
Other plans filed by this employer
How this plan compares
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