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Form 5500 · Employee benefit plan · LOS ANGELES, CA

THE 170 GROUP INSURANCE BENEFITS TRUST

THE 170 GROUP INSURANCE BENEFITS TRUST of LOS ANGELES, CA spreads its employee benefits across 4 insurance carriers, according to its Form 5500 Schedule A. Its broker of record is NONE. Coverage is written through KAISER PERMANENTE HEALTH PLAN INC and 3 other carriers. The plan's most recent policy period ended in December.

Benefits broker of record
Policy year ends
Decemberas filed for plan year 2025

Sourced from U.S. DOL EFAST2 Form 5500 · EIN 95-3136353 · plan 501 · plan year 2025, filed Apr 15, 2026

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How this plan is funded

Fully insured as reported

The plan's own financial statement reports paying insurance carriers about what the insurance contracts report in premium.

All participants at the start of the year
638
Active at start of year
638
Active at end of year
601
Disclosed commissions
$0
Typical renewal
January 1

Benefits declared on this filing

Healthinsured — KAISER PERMANENTE HEALTH PLAN INC1,358 of 638 participants
Dentalinsured — UNITED CONCORDIA DENTAL PLANS OF CALIFORNIA, INC.1,421 of 638 participants
Visioninsured — VISION SERVICE PLAN697 of 638 participants
Lifeinsured — UNITEDHEALTHCARE INSURANCE COMPANY682 of 638 participants
Disabilitynot declared on this filing

Also declared: other welfare.

Declared benefits are the plan’s own line 8b codes on Form 5500. “Not on Schedule A” means no insured contract for that line appears on this filing. That usually means the benefit is self-funded, or it sits under a different plan number.

Persons covered is the count the carrier filed for that policy at the end of its policy year, and it can include dependents. Participants is the plan's own count at the start of its plan year. The two count different people, so a covered figure can be larger.

Plan brief

Schedule A lists 4 insured contracts covering health, dental, vision and life; the largest, with KAISER PERMANENTE HEALTH PLAN INC, covers 1,358 people.

Reported premium is $9,236,292; the filing discloses no broker commission on these contracts.

The health contract's policy period ended in December, while at least one ancillary line's policy period ended in June. The plan is on a split renewal cycle.

NONE is the broker of record on 3 of the 4 contracts; the rest name a different broker or none.

4 carriers appear on the filing, including KAISER PERMANENTE HEALTH PLAN INC, UNITED CONCORDIA DENTAL PLANS OF CALIFORNIA, INC., VISION SERVICE PLAN and UNITEDHEALTHCARE INSURANCE COMPANY. KAISER PERMANENTE HEALTH PLAN INC writes the largest contract by premium.

Schedule A insurance contracts

CarrierBenefitsCoveredRenewsPremiumCommission
KAISER PERMANENTE HEALTH PLAN INCHealth1,358Jan 1, 2025$8,874,778$0
UNITED CONCORDIA DENTAL PLANS OF CALIFORNIA, INC.Dental1,421Jul 1, 2025$246,906$0
VISION SERVICE PLANVision697Jul 1, 2025$57,729$0
UNITEDHEALTHCARE INSURANCE COMPANYLife682Jul 1, 2025$56,879$0

Premium and claims on this contract

UNITED CONCORDIA DENTAL PLANS OF CALIFORNIA, INC., contract 740204-000,001. For the contract year on this filing, the carrier reported $246,906 in premium earned and $49,133 in claims incurred. Dividing one by the other gives 20%.

  • UNITED CONCORDIA DENTAL PLANS OF CALIFORNIA, INC., contract 740204-000,001 reported $54,122 in retention.

Retention is what the carrier kept of the premium after claims, as reported: administration, commissions and other charges.

Only experience-rated contracts report these figures, so most filings leave them blank.

Covered = persons covered at policy year end, as filed on Schedule A for that policy — often certificates or one class, not the whole plan. Premium = the filing’s own premium/charges figure; “—” means not credibly reported.

See the filing at the Department of Labor

Administrator and service providers

BENEFITS PROGRAM ADMINISTRATION
Contract administrator · EIN 13-2501278
$137,130
paid directly by the plan
EIDE BAILLY LLP
Accounting and audit · EIN 45-0250958
$28,500
paid directly by the plan
DUCENTA SQUARED ASSET MANAGEMENT
Named on Schedule C · EIN 85-0584508
$6,211
paid directly by the plan
NATIONAL COMPLIANCE SERVICES
Named on Schedule C · EIN 77-0547053
$5,765
paid directly by the plan

Named on Schedule C of this filing. We publish company names only.

Money the plan held and paid out

Plan assets at year end
$5,405,117
Paid out in benefits
$9,033,497
Paid to insurance carriersSchedule H, line 2e(2)
$9,033,497
Independent accountantEIN 45-0250958
EIDE BAILLY LLP
Accountant's opinion (Schedule H, line 3a)
Unmodified
Audit fee
$28,500

Sourced from U.S. DOL EFAST2 Form 5500 · Schedule H

These are the plan's own figures from Schedule H, the financial statement it files. They are not the premium on Schedule A.

How this plan compares

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