Form 5500 · Employee benefit plan · DALLAS, TX
TENET HEALTHCARE CORPORATION
The filing calls this plan THE DETROIT MEDICAL CENTER LIFE & INCOME CONTINUANCE.
TENET HEALTHCARE CORPORATION of DALLAS, TX is a 158-participant health care and social assistance employer whose group benefits are disclosed in its annual Form 5500 filing. Its broker of record is LOCKTON COMPANIES, LLC - LOCKTON. Coverage is written through PRUDENTIAL INSURANCE COMPANY OF AMERICA and 1 other carrier. The plan's most recent policy period ended in December.
Sourced from U.S. DOL EFAST2 Form 5500 · EIN 95-2557091 · plan 516 · plan year 2024, filed Jul 29, 2025
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How this plan is funded
Funding not settled by the filing
The filing does not report enough to settle how this plan pays for benefits.
Benefits declared on this filing
Declared benefits are the plan’s own line 8b codes on Form 5500. “Not on Schedule A” means no insured contract for that line appears on this filing. That usually means the benefit is self-funded, or it sits under a different plan number.
Where a line has more than one insured contract, the carrier and the covered figure are the largest contract's by premium. The contracts are not added up: a pharmacy carve-out and the medical carrier beside it cover the same people.
Persons covered is the count the carrier filed for that policy at the end of its policy year, and it can include dependents. Participants is the plan's own count at the start of its plan year. The two count different people, so a covered figure can be larger.
Plan brief
All 4 insured contracts are life coverage, split across PRUDENTIAL INSURANCE COMPANY OF AMERICA and UNUM LIFE INSURANCE COMPANY OF AMERICA.
The filing declares life and disability. Disability appears with no insured contract on Schedule A. That coverage may be self-funded, or placed with a carrier that is not on this filing.
Reported premium across the insured contracts is $139,137, with $54 in disclosed broker commissions — about 0% of premium.
The most recent policy period ended in December, and the plan year ends December 31. Group contracts typically renew on that annual cycle.
LOCKTON COMPANIES, LLC - LOCKTON is the broker of record on 3 of the 4 contracts; the rest name a different broker or none.
Schedule A insurance contracts
| Carrier | Benefits | Covered | Renews | Premium | Commission |
|---|---|---|---|---|---|
| UNUM LIFE INSURANCE COMPANY OF AMERICA | Life | 34 | Jan 1, 2025 | $8,620 | $43 |
| UNUM LIFE INSURANCE COMPANY OF AMERICA | Life | 2 | Jan 1, 2025 | $3,218 | $10 |
| UNUM LIFE INSURANCE COMPANY OF AMERICA | Life | 6 | Jan 1, 2025 | $84 | $1 |
| PRUDENTIAL INSURANCE COMPANY OF AMERICA | Life | 99 | Jan 1, 2025 | $127,215 | $0 |
Premium and claims on this contract
PRUDENTIAL INSURANCE COMPANY OF AMERICA, contract 41391-3. For the contract year on this filing, the carrier reported $127,215 in premium earned and $33,576 in claims incurred. Dividing one by the other gives 26%.
- PRUDENTIAL INSURANCE COMPANY OF AMERICA, contract 41391-3 reported $34,230 in retention.
Retention is what the carrier kept of the premium after claims, as reported: administration, commissions and other charges.
Only experience-rated contracts report these figures, so most filings leave them blank.
Covered = persons covered at policy year end, as filed on Schedule A for that policy — often certificates or one class, not the whole plan. Premium = the filing’s own premium/charges figure; “—” means not credibly reported.
Administrator and service providers
The plan administrator is from line 3a of the main form. We publish company names only.
Other plans filed by this employer
How this plan compares
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