Form 5500 · Employee benefit plan · LEXINGTON, KY
TEMPUR-PEDIC MANAGEMENT, LLC
The filing calls this plan TEMPUR-PEDIC MANAGEMENT, LLC WELFARE PLAN.
TEMPUR-PEDIC MANAGEMENT, LLC of LEXINGTON, KY is a 5,391-participant corporate management employer whose group benefits are disclosed in its annual Form 5500 filing. Its broker of record is EDGEWOOD PARTNERS INS CENTER. Coverage is written through THE LINCOLN NATIONAL LIFE INSURANCE COMPANY and 6 other carriers. The plan's most recent policy period ended in December.
Sourced from U.S. DOL EFAST2 Form 5500 · EIN 26-2807648 · plan 501 · plan year 2025, filed Jul 25, 2026
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679 other employer plans in Kentucky have policy years ending in December. See the full list on the renewal calendar, or ask for it in Claude or ChatGPT.
How this plan is funded
Both, as reported
The medical insurance contracts on the filing cover fewer than half the people in the plan, so the rest is paid another way.
A stop-loss policy appears on a Form 5500 only when the plan itself is the beneficiary, or the premiums are paid from plan money. Many employers buy stop-loss and never report it here. So a plan with no stop-loss on its filing may still have it.
Benefits declared on this filing
Health: TRIPLE S SALUD, INC. covers 25 of 5,391 participants (0.5%) on Schedule A.
5 contracts on this filing do not say which benefits they cover, so a line above may be insured by one of them.
Also declared: prepaid legal, other welfare.
Declared benefits are the plan’s own line 8b codes on Form 5500. “Not on Schedule A” means no insured contract for that line appears on this filing. That usually means the benefit is self-funded, or it sits under a different plan number.
Where a line has more than one insured contract, the carrier and the covered figure are the largest contract's by premium. The contracts are not added up: a pharmacy carve-out and the medical carrier beside it cover the same people.
Persons covered is the count the carrier filed for that policy at the end of its policy year, and it can include dependents. Participants is the plan's own count at the start of its plan year. The two count different people, so a covered figure can be larger.
Plan brief
Schedule A lists 11 insured contracts covering health, vision, life and disability; the largest, with THE LINCOLN NATIONAL LIFE INSURANCE COMPANY, covers 4,675 people.
The filing declares health, vision, life, disability and dental. Dental appears with no insured contract on Schedule A. That coverage may be self-funded, placed with a carrier that is not on this filing, or written on one of the 5 contracts here that do not say what they cover.
Reported premium across the insured contracts is $3,933,985, with $277,006 in disclosed broker commissions — about 7% of premium.
The most recent policy period ended in December, and the plan year ends December 31. Group contracts typically renew on that annual cycle.
EDGEWOOD PARTNERS INS CENTER is the broker of record on 7 of the 11 contracts; the rest name a different broker or none.
Schedule A insurance contracts
| Carrier | Benefits | Covered | Renews | Premium | Commission |
|---|---|---|---|---|---|
| THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | Life | 4,675 | Jan 1, 2026 | $1,913,391 | $95,670 |
| METROPOLITAN LIFE INSURANCE COMPANY | — | 661 | Jan 1, 2026 | $167,013 | $46,882 |
| THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | Disability | 3,975 | Jan 1, 2026 | $865,167 | $43,259 |
| VISION SERVICE PLAN | Vision | 3,196 | Jan 1, 2026 | $551,222 | $32,963 |
| METROPOLITAN LIFE INSURANCE COMPANY | — | 583 | Jan 1, 2026 | $107,045 | $31,140 |
| METROPOLITAN LIFE INSURANCE COMPANY | — | 933 | Jan 1, 2026 | $70,799 | $16,974 |
| TRIPLE S SALUD, INC. | Health | 25 | Jan 1, 2026 | $151,357 | $7,492 |
| TRANSAMERICA LIFE INSURANCE COMPANY | Life | 90 | Jan 1, 2026 | $50,906 | $2,069 |
| THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | Disability | 83 | Jan 1, 2026 | $11,140 | $557 |
| METLIFE LEGAL PLANS | — | 173 | Jan 1, 2026 | $36,713 | $0 |
| HEALTH AND HUMAN RESOURCE CENTER | — | 538 | Jan 1, 2026 | $9,232 | $0 |
Premium and claims on these contracts
VISION SERVICE PLAN, contract 12316195. For the contract year on this filing, the carrier reported $551,222 in premium earned and $375,066 in claims incurred. Dividing one by the other gives 68%.
TRIPLE S SALUD, INC., contract SP0008068. For the contract year on this filing, the carrier reported $151,357 in premium earned and $77,015 in claims incurred. Dividing one by the other gives 51%.
- VISION SERVICE PLAN, contract 12316195 reported $176,281 in retention.
- TRIPLE S SALUD, INC., contract SP0008068 reported $0 in retention.
Retention is what the carrier kept of the premium after claims, as reported: administration, commissions and other charges.
Only experience-rated contracts report these figures, so most filings leave them blank.
Covered = persons covered at policy year end, as filed on Schedule A for that policy — often certificates or one class, not the whole plan. Premium = the filing’s own premium/charges figure; “—” means not credibly reported.
Administrator and service providers
The plan administrator is from line 3a of the main form. We publish company names only.
Other plans filed by this employer
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