form5500lookup

Form 5500 · Employee benefit plan · MADISON, WI

TELEPHONE AND DATA SYSTEMS, INC.

The filing calls this plan TELEPHONE AND DATA SYSTEMS, INC. GROUP INSURANCE PLAN.

TELEPHONE AND DATA SYSTEMS, INC. of MADISON, WI insures health, vision, life and disability coverage for its employees, per Schedule A of its Form 5500. Coverage is written through GROUP HEALTH COOPERATIVE OF SOUTH CENTRAL WISCONSIN and 2 other carriers. The plan's most recent policy period ended in December.

Benefits broker of record
Not disclosed
Policy year ends
Decemberas filed for plan year 2025

Sourced from U.S. DOL EFAST2 Form 5500 · EIN 36-2669023 · plan 501 · plan year 2025, filed Aug 4, 2026

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How this plan is funded

Both, as reported

The medical insurance contracts on the filing cover fewer than half the people in the plan, so the rest is paid another way.

A stop-loss policy appears on a Form 5500 only when the plan itself is the beneficiary, or the premiums are paid from plan money. Many employers buy stop-loss and never report it here. So a plan with no stop-loss on its filing may still have it.

All participants at the start of the year
9,038
Active at start of year
7,977
Active at end of year
4,076
Disclosed commissions
$0
Typical renewal
January 1

Benefits declared on this filing

Healthinsured — GROUP HEALTH COOPERATIVE OF SOUTH CENTRAL WISCONSIN1,464 of 9,038 participants (16%)
Dentaldeclared, not on Schedule A
Visioninsured — VISION SERVICE PLAN3,046 of 9,038 participants (34%)
Lifeinsured — PRUDENTIAL INSURANCE COMPANY OF AMERICA6,122 of 9,038 participants (68%)
Disabilityinsured — PRUDENTIAL INSURANCE COMPANY OF AMERICA6,122 of 9,038 participants (68%)

Also declared: death benefits, other welfare.

Declared benefits are the plan’s own line 8b codes on Form 5500. “Not on Schedule A” means no insured contract for that line appears on this filing. That usually means the benefit is self-funded, or it sits under a different plan number.

Persons covered is the count the carrier filed for that policy at the end of its policy year, and it can include dependents. Participants is the plan's own count at the start of its plan year. The two count different people, so a covered figure can be larger.

Plan brief

Schedule A lists 3 insured contracts covering health, vision, life and disability.

The filing declares health, vision, life, disability and dental. Dental appears with no insured contract on Schedule A. That coverage may be self-funded, or placed with a carrier that is not on this filing.

Reported premium is $18,450,938; the filing discloses no broker commission on these contracts.

The most recent policy period ended in December, and the plan year ends December 31. Group contracts typically renew on that annual cycle.

No broker of record is named on the Schedule A. The contracts may be written directly with the carrier, or the broker fields were left blank on the filing.

Schedule A insurance contracts

CarrierBenefitsCoveredRenewsPremiumCommission
GROUP HEALTH COOPERATIVE OF SOUTH CENTRAL WISCONSINHealth1,464Jan 1, 2026$12,957,859$0
PRUDENTIAL INSURANCE COMPANY OF AMERICALife, Disability6,122Jan 1, 2026$4,564,378$0
VISION SERVICE PLANVision3,046Jan 1, 2026$928,701$0

Premium and claims on this contract

VISION SERVICE PLAN, contract 12030473. For the contract year on this filing, the carrier reported $928,701 in premium earned and $886,750 in claims incurred. Dividing one by the other gives 95%.

  • VISION SERVICE PLAN, contract 12030473 reported $116,088 in retention.

Retention is what the carrier kept of the premium after claims, as reported: administration, commissions and other charges.

Only experience-rated contracts report these figures, so most filings leave them blank.

Covered = persons covered at policy year end, as filed on Schedule A for that policy — often certificates or one class, not the whole plan. Premium = the filing’s own premium/charges figure; “—” means not credibly reported.

See the filing at the Department of Labor

Administrator and service providers

Plan administrator on the filing
TELEPHONE AND DATA SYSTEMS, INC.
EIN 36-2669023
BLUECROSS BLUESHIELD OF ILLINOIS
Contract administrator · EIN 36-1236610
$3,310,838
paid directly by the plan
DELTA DENTAL OF MINNESOTA
Named on Schedule C · EIN 04-1190554
$205,215
paid directly by the plan

The plan administrator is from line 3a of the main form. The service providers are named on Schedule C of this filing. We publish company names only.

Money the plan held and paid out

Plan assets at year end
$13,646,175
Paid out in benefits
$103,815,496
Paid to insurance carriersSchedule H, line 2e(2)
$20,624,637
Independent accountantEIN 13-5381590
BDO USA,P.C.
Accountant's opinion (Schedule H, line 3a)
Unmodified

Sourced from U.S. DOL EFAST2 Form 5500 · Schedule H

These are the plan's own figures from Schedule H, the financial statement it files. They are not the premium on Schedule A.

Other plans filed by this employer

How this plan compares

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