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Form 5500 · Employee benefit plan · LAS VEGAS, NV

TEAMSTERS SECURITY FUND FOR SOUTHERN NEVADA LOCAL 14

TEAMSTERS SECURITY FUND FOR SOUTHERN NEVADA LOCAL 14 of LAS VEGAS, NV insures health, dental, vision, life and stop-loss coverage for its employees, per Schedule A of its Form 5500. Coverage is written through HEALTH PLAN OF NEVADA and 4 other carriers. The plan's most recent policy period ended in December.

Benefits broker of record
Not disclosed
Insurance carrier
Policy year ends
Decemberas filed for plan year 2024

Sourced from U.S. DOL EFAST2 Form 5500 · EIN 88-0087294 · plan 501 · plan year 2024, filed Oct 11, 2025

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How this plan is funded

Both, as reported

The medical insurance contracts on the filing cover fewer than half the people in the plan, so the rest is paid another way.

A stop-loss policy appears on a Form 5500 only when the plan itself is the beneficiary, or the premiums are paid from plan money. Many employers buy stop-loss and never report it here. So a plan with no stop-loss on its filing may still have it.

All participants at the start of the year
4,315
Active at start of year
4,143
Active at end of year
4,065
Disclosed commissions
$0
Typical renewal
January 1

Benefits declared on this filing

Healthinsured — HEALTH PLAN OF NEVADA501 of 4,315 participants (12%)
Dentalinsured — LIBERTY DENTAL PLAN OF NEVADA, INC.609 of 4,315 participants (14%) on the largest contract
Visioninsured — HEALTH PLAN OF NEVADA501 of 4,315 participants (12%) on the largest contract
Lifeinsured — THE UNION LABOR LIFE INSURANCE COMPANY4,038 of 4,315 participants (94%)
Disabilitydeclared, not on Schedule A

Declared benefits are the plan’s own line 8b codes on Form 5500. “Not on Schedule A” means no insured contract for that line appears on this filing. That usually means the benefit is self-funded, or it sits under a different plan number.

Where a line has more than one insured contract, the carrier and the covered figure are the largest contract's by premium. The contracts are not added up: a pharmacy carve-out and the medical carrier beside it cover the same people.

Persons covered is the count the carrier filed for that policy at the end of its policy year, and it can include dependents. Participants is the plan's own count at the start of its plan year. The two count different people, so a covered figure can be larger.

Plan brief

Schedule A lists 6 insured contracts covering health, dental, vision, life and stop-loss.

The filing declares health, dental, vision, life and disability. Disability appears with no insured contract on Schedule A. That coverage may be self-funded, or placed with a carrier that is not on this filing.

The medical plan carries stop-loss coverage: the filing reports the plan paying its own health claims, with insured protection against large ones.

Reported premium is $6,873,751; the filing discloses no broker commission on these contracts.

The health contract's policy period ended in December, while at least one ancillary line's policy period ended in September. The plan is on a split renewal cycle.

Schedule A insurance contracts

CarrierBenefitsCoveredRenewsPremiumCommission
HEALTH PLAN OF NEVADAHealth, Vision501Jan 1, 2025$5,845,206$0
LIBERTY DENTAL PLAN OF NEVADA, INC.Dental609Oct 1, 2024$355,643$0
THE UNION LABOR LIFE INSURANCE COMPANYLife4,038Oct 1, 2024$274,200$0
THE UNION LABOR LIFE INSURANCE COMPANYStop-loss3,562May 1, 2025$202,203$0
DELTA DENTALDental3,436Jan 1, 2025$143,057$0
VISION SERVICE PLANVision4,045Jan 1, 2025$53,442$0

Covered = persons covered at policy year end, as filed on Schedule A for that policy — often certificates or one class, not the whole plan. Premium = the filing’s own premium/charges figure; “—” means not credibly reported.

See the filing at the Department of Labor

Administrator and service providers

Plan administrator on the filing
TEAMSTERS SECURITY FUND FOR SOUTHERN NEVADA LOCAL 14
EIN 88-0087294
THE SEGAL COMPANY
NONE OTHER THAN CONTRACT · EIN 94-1503999
$287,921
paid directly by the plan
INNOVATIVE CARE MANAGEMENT
NONE OTHER THAN CONTRACT · EIN 93-1087669
$467,265
paid directly by the plan
HEALTH SERVICES COALITION
NONE OTHER THAN CONTRACT · EIN 88-0492643
$58,579
paid directly by the plan
HARMONY HEALTHCARE
Claims processing · EIN 04-3290453
$125,561
paid directly by the plan
ENVISION PHARMACEUTICAL SERVICES
Claims processing · EIN 04-0570786
$179,454
paid directly by the plan
ANTHEM BLUE CROSS
Claims processing · Contract administrator · Recordkeeping and information management · EIN 84-0747736
$879,314
paid directly by the plan
ZENITH AMERICAN SOLUTIONS
Contract administrator · EIN 52-1590516
$1,574,398
paid directly by the plan
SEGAL SELECT INSURANCE
NONE OTHER THAN CONTRACT · EIN 46-0619194
$31,045
paid directly by the plan
BALDWIN MOFFITT BEHM LLP
Accounting and audit · EIN 46-4370753
$29,663
paid directly by the plan

The plan administrator is from line 3a of the main form. The service providers are named on Schedule C of this filing. We publish company names only.

Money the plan held and paid out

Plan assets at year end
$35,521,383
Paid out in benefits
$54,109,102
Paid to insurance carriersSchedule H, line 2e(2)
$8,420,237
Independent accountantEIN 46-4370753
BALDWIN MOFFITT BEHM LLP
Accountant's opinion (Schedule H, line 3a)
Unmodified
Audit fee
$52,152

Sourced from U.S. DOL EFAST2 Form 5500 · Schedule H

These are the plan's own figures from Schedule H, the financial statement it files. They are not the premium on Schedule A.

Other plans filed by this employer

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