Form 5500 · Employee benefit plan · AKRON, OH
TEAMSTERS LOCAL 348 HEALTH & WELFARE FUND
TEAMSTERS LOCAL 348 HEALTH & WELFARE FUND of AKRON, OH files a Form 5500 with the U.S. Department of Labor disclosing its employee benefit plan. Its broker of record is DELAWARE VALLEY HEALTH CARE. Coverage is written through MEDICAL MUTUAL and 4 other carriers. The plan's most recent policy period ended in July.
Sourced from U.S. DOL EFAST2 Form 5500 · EIN 34-6564615 · plan 501 · plan year 2025, filed Jul 23, 2026
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How this plan is funded
Fully insured as reported
The plan's own financial statement reports paying insurance carriers about what the insurance contracts report in premium.
Benefits declared on this filing
Declared benefits are the plan’s own line 8b codes on Form 5500. “Not on Schedule A” means no insured contract for that line appears on this filing. That usually means the benefit is self-funded, or it sits under a different plan number.
Where a line has more than one insured contract, the carrier and the covered figure are the largest contract's by premium. The contracts are not added up: a pharmacy carve-out and the medical carrier beside it cover the same people.
Persons covered is the count the carrier filed for that policy at the end of its policy year, and it can include dependents. Participants is the plan's own count at the start of its plan year. The two count different people, so a covered figure can be larger.
Plan brief
Schedule A lists 5 insured contracts covering health, dental, vision and life; the largest, with MEDICAL MUTUAL, covers 384 people.
The filing declares health, dental, vision, life and disability. Disability appears with no insured contract on Schedule A. That coverage may be self-funded, or placed with a carrier that is not on this filing.
Reported premium is $8,354,149; the filing discloses no broker commission on these contracts.
The health contract's policy period ended in July, while at least one ancillary line's policy period ended in December. The plan is on a split renewal cycle.
DELAWARE VALLEY HEALTH CARE is the broker of record on 1 of the 5 contracts; the rest name a different broker or none.
Schedule A insurance contracts
| Carrier | Benefits | Covered | Renews | Premium | Commission |
|---|---|---|---|---|---|
| MEDICAL MUTUAL | Health | 384 | Jan 1, 2026 | $8,007,894 | $0 |
| DELTA DENTAL OF OHIO | Dental | 645 | Jan 1, 2026 | $228,987 | $0 |
| RELIANCE STANDARD LIFE INSURANCE COMPANY | Life | 366 | Jan 1, 2026 | $50,080 | $0 |
| CIGNA DENTAL HEALTH OF OHIO, INC. | Health, Dental | 123 | Aug 1, 2025 | $36,843 | $0 |
| NATIONAL VISION ADMINISTRATORS, LLC | Vision | 370 | Jan 1, 2026 | $30,345 | $0 |
Premium and claims on these contracts
MEDICAL MUTUAL, contract 0150410-01. For the contract year on this filing, the carrier reported $8,007,894 in premium earned and $7,814,351 in claims incurred. Dividing one by the other gives 98%.
DELTA DENTAL OF OHIO, contract 0001300. For the contract year on this filing, the carrier reported $228,987 in premium earned and $168,449 in claims incurred. Dividing one by the other gives 74%.
- MEDICAL MUTUAL, contract 0150410-01 reported $642,531 in retention.
- DELTA DENTAL OF OHIO, contract 0001300 reported $21,502 in retention.
Retention is what the carrier kept of the premium after claims, as reported: administration, commissions and other charges.
Only experience-rated contracts report these figures, so most filings leave them blank.
Covered = persons covered at policy year end, as filed on Schedule A for that policy — often certificates or one class, not the whole plan. Premium = the filing’s own premium/charges figure; “—” means not credibly reported.
Administrator and service providers
The plan administrator is from line 3a of the main form. The service providers are named on Schedule C of this filing. We publish company names only.
Money the plan held and paid out
Sourced from U.S. DOL EFAST2 Form 5500 · Schedule H
These are the plan's own figures from Schedule H, the financial statement it files. They are not the premium on Schedule A.
How this plan compares
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