Form 5500 · Employee benefit plan · NEW YORK, NY
TATA AMERICA INTERNATIONAL CORPORATION
The filing calls this plan TCS WELFARE BENEFIT PLAN.
TATA AMERICA INTERNATIONAL CORPORATION of NEW YORK, NY is a 34,539-participant professional services employer — a large group whose insured benefits are disclosed on Schedule A of its Form 5500. Its broker of record is MERCER HEALTH AND BENEFITS, LLC. Coverage is written through METROPOLITAN LIFE INSURANCE COMPANY and 8 other carriers. The plan's most recent policy period ended in December.
Sourced from U.S. DOL EFAST2 Form 5500 · EIN 13-2805758 · plan 501 · plan year 2024, filed Sep 18, 2025
Get an email when this employer files a new Form 5500, and again about four months before its plan renews.
3,536 other employer plans in New York have policy years ending in December. See the full list on the renewal calendar, or ask for it in Claude or ChatGPT.
How this plan is funded
Fully insured as reported
The filing reports medical coverage through an insurance contract on Schedule A, and no money paid for benefits by the plan itself.
Benefits declared on this filing
Also declared: prepaid legal, death benefits, other welfare.
Declared benefits are the plan’s own line 8b codes on Form 5500. “Not on Schedule A” means no insured contract for that line appears on this filing. That usually means the benefit is self-funded, or it sits under a different plan number.
Where a line has more than one insured contract, the carrier and the covered figure are the largest contract's by premium. The contracts are not added up: a pharmacy carve-out and the medical carrier beside it cover the same people.
Persons covered is the count the carrier filed for that policy at the end of its policy year, and it can include dependents. Participants is the plan's own count at the start of its plan year. The two count different people, so a covered figure can be larger.
Plan brief
Schedule A lists 19 insured contracts covering health, dental, vision, life and disability; the largest, with METROPOLITAN LIFE INSURANCE COMPANY, covers 23,996 people.
Reported premium across the insured contracts is $42,656,264, with $6,181,641 in disclosed broker commissions — about 14% of premium.
The most recent policy period ended in December, and the plan year ends December 31. Group contracts typically renew on that annual cycle.
MERCER HEALTH AND BENEFITS, LLC is the broker of record on 5 of the 19 contracts; the rest name a different broker or none.
9 carriers appear on the filing, including METROPOLITAN LIFE INSURANCE COMPANY, CIGNA HEALTH AND LIFE INSURANCE COMPANY, HARTFORD LIFE AND ACCIDENT and VISION SERVICE PLAN. METROPOLITAN LIFE INSURANCE COMPANY writes the largest contract by premium.
Schedule A insurance contracts
| Carrier | Benefits | Covered | Renews | Premium | Commission |
|---|---|---|---|---|---|
| METROPOLITAN LIFE INSURANCE COMPANY | — | 19,793 | Jan 1, 2025 | $3,255,250 | $1,448,376 |
| HARTFORD LIFE AND ACCIDENT | Life | 20,630 | Jan 1, 2025 | $6,721,403 | $903,114 |
| METROPOLITAN LIFE INSURANCE COMPANY | — | 29,327 | Jan 1, 2025 | $2,003,066 | $867,980 |
| METROPOLITAN LIFE INSURANCE COMPANY | — | 19,702 | Jan 1, 2025 | $1,884,404 | $866,257 |
| METROPOLITAN LIFE INSURANCE COMPANY | Disability | 23,996 | Jan 1, 2025 | $8,434,971 | $852,787 |
| CIGNA HEALTH AND LIFE INSURANCE COMPANY | Health, Dental | 34,701 | Jan 1, 2025 | $8,250,991 | $331,102 |
| CIGNA HEALTH AND LIFE INSURANCE COMPANY | Health, Dental | 10,829 | Jan 1, 2025 | $6,225,279 | $254,882 |
| HARTFORD LIFE AND ACCIDENT | — | 32,721 | Jan 1, 2025 | $1,436,060 | $194,417 |
| VISION SERVICE PLAN | Vision | 12,360 | Jan 1, 2025 | $1,694,278 | $168,869 |
| METLIFE LEGAL PLANS | — | 4,511 | Jan 1, 2025 | $843,619 | $127,253 |
| FIDELITY SECURITY LIFE INSURANCE COMPANY | Vision | 12,810 | Jan 1, 2025 | $914,621 | $93,301 |
| METROPOLITAN LIFE INSURANCE COMPANY | Vision | 13,697 | Jan 1, 2025 | $744,351 | $62,062 |
| TRIPLE S SALUD, INC. | Health | 15 | Jan 1, 2025 | $86,303 | $4,315 |
| KAISER FOUNDATION HEALTH PLAN, INC. | Health | 13 | Jan 1, 2025 | $84,441 | $3,107 |
| FIDELITY SECURITY LIFE INSURANCE COMPANY | Vision | 238 | Jan 1, 2025 | $17,703 | $1,906 |
| FIDELITY SECURITY LIFE INSURANCE COMPANY | Vision | 150 | Jan 1, 2025 | $15,142 | $1,862 |
| FIDELITY SECURITY LIFE INSURANCE COMPANY | Vision | 9 | Jan 1, 2025 | $521 | $51 |
| ADVANCE MEDICAL, INC. | — | 3,690 | Jan 1, 2025 | $43,504 | $0 |
| FIDELITY SECURITY LIFE INSURANCE COMPANY | Vision | 15 | Jan 1, 2025 | $357 | $0 |
Premium and claims on this contract
TRIPLE S SALUD, INC., contract SP0006750. For the contract year on this filing, the carrier reported $86,303 in premium earned and $59,892 in claims incurred. Dividing one by the other gives 69%.
- TRIPLE S SALUD, INC., contract SP0006750 reported $4,315 in retention.
Retention is what the carrier kept of the premium after claims, as reported: administration, commissions and other charges.
Only experience-rated contracts report these figures, so most filings leave them blank.
Covered = persons covered at policy year end, as filed on Schedule A for that policy — often certificates or one class, not the whole plan. Premium = the filing’s own premium/charges figure; “—” means not credibly reported.
Administrator and service providers
The plan administrator is from line 3a of the main form. We publish company names only.
Other plans filed by this employer
How this plan compares
Subscribers see how this compares with similar plans in New York. A subscription also adds this plan's filing history and the renewal calendar for its state. See plans and prices
Without an account you can open 10 employer, broker and carrier pages a day, including through an AI assistant, and 50 a day with a free account. Paid plans are what keep these records free to read.
Renewal calendar
3,536 other employer plans in New York are January 1 renewals (policy year ends December).
Their policy years end in December, like this plan’s, so most renew January 1. The calendar lists every insured group by renewal date and state, with broker of record, carrier and disclosed commission. You can preview the five largest in each month for free.
Claude & ChatGPT
Look up records from Claude or ChatGPT
Add Form5500Lookup to Claude or ChatGPT and ask about any employer, broker or carrier in plain English. Lookups are free. Renewal lists, full books of business and exports are included with a subscription.
Building a list or a tool from these records? Match a list you already have from $29 per 1,000 records, or license the whole dataset as a weekly file for $499 a month. See both
More employer plans in New York — largest plans, brokers, carriers and renewal months.