Form 5500 · Employee benefit plan · SANTA ROSA, CA
SUTTER MEDICAL GROUP OF THE REDWOODS
The filing calls this plan SUTTER MEDICAL GROUP OF THE REDWOODS HEALTH PLAN.
SUTTER MEDICAL GROUP OF THE REDWOODS of SANTA ROSA, CA is a 142-participant health care and social assistance employer whose group benefits are disclosed in its annual Form 5500 filing. Its broker of record is SYMPHONY RISK SOLUTIONS, LLC. Coverage is written through SUTTER HEALTH PLAN and 6 other carriers. The plan's most recent policy period ended in December.
Sourced from U.S. DOL EFAST2 Form 5500 · EIN 68-0285735 · plan 501 · plan year 2025, filed Jun 2, 2026
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How this plan is funded
Fully insured as reported
The filing reports medical coverage through an insurance contract on Schedule A, and no money paid for benefits by the plan itself.
Benefits declared on this filing
Also declared: death benefits, other welfare.
Declared benefits are the plan’s own line 8b codes on Form 5500. “Not on Schedule A” means no insured contract for that line appears on this filing. That usually means the benefit is self-funded, or it sits under a different plan number.
Persons covered is the count the carrier filed for that policy at the end of its policy year, and it can include dependents. Participants is the plan's own count at the start of its plan year. The two count different people, so a covered figure can be larger.
Plan brief
Schedule A lists 7 insured contracts covering health, dental, vision, life and disability; the largest, with SUTTER HEALTH PLAN, covers 361 people.
Reported premium across the insured contracts is $3,424,205, with $156,468 in disclosed broker commissions — about 4.6% of premium.
The most recent policy period ended in December, and the plan year ends December 31. Group contracts typically renew on that annual cycle.
SYMPHONY RISK SOLUTIONS, LLC is the broker of record on 5 of the 7 contracts; the rest name a different broker or none.
7 carriers appear on the filing, including SUTTER HEALTH PLAN, STANDARD INSURANCE COMPANY, VISION SERVICE PLAN and METROPOLITAN LIFE INSURANCE COMPANY. SUTTER HEALTH PLAN writes the largest contract by premium.
Schedule A insurance contracts
| Carrier | Benefits | Covered | Renews | Premium | Commission |
|---|---|---|---|---|---|
| SUTTER HEALTH PLAN | Health | 361 | Jan 1, 2026 | $2,356,999 | $94,280 |
| STANDARD INSURANCE COMPANY | Life, Disability | 157 | Jan 1, 2026 | $602,177 | $47,285 |
| UNUM LIFE INSURANCE COMPANY OF AMERICA | — | 150 | Jan 1, 2026 | $38,895 | $5,293 |
| VISION SERVICE PLAN | Vision | 996 | Jan 1, 2026 | $225,641 | $4,918 |
| RELIASTAR LIFE INSURANCE COMPANY | — | 73 | Jan 1, 2026 | $5,049 | $2,790 |
| METROPOLITAN LIFE INSURANCE COMPANY | Dental | 381 | Jan 1, 2026 | $192,688 | $1,902 |
| HEALTH AND HUMAN RESOURCE CENTER | — | 168 | Jan 1, 2026 | $2,756 | $0 |
Premium and claims on this contract
STANDARD INSURANCE COMPANY, contract 172058. For the contract year on this filing, the carrier reported $602,177 in premium earned and $374,296 in claims incurred. Dividing one by the other gives 62%.
- STANDARD INSURANCE COMPANY, contract 172058 reported $342,926 in retention.
Retention is what the carrier kept of the premium after claims, as reported: administration, commissions and other charges.
Only experience-rated contracts report these figures, so most filings leave them blank.
Covered = persons covered at policy year end, as filed on Schedule A for that policy — often certificates or one class, not the whole plan. Premium = the filing’s own premium/charges figure; “—” means not credibly reported.
Administrator and service providers
The plan administrator is from line 3a of the main form. We publish company names only.
Other plans filed by this employer
How this plan compares
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