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Form 5500 · Employee benefit plan · COTTAGE GROVE, WI

SUMMIT CREDIT UNION

Public Form 5500 records show how SUMMIT CREDIT UNION of COTTAGE GROVE, WI, a finance and insurance employer, structures its employee benefits. Its broker of record is GALLAGHER BENEFIT SERVICES INC. Coverage is written through QUARTZ HEALTH BENEFIT PLANS CORPORATION and 3 other carriers. The plan's most recent policy period ended in December.

Benefits broker of record
Plan renews
December

Sourced from U.S. DOL EFAST2 Form 5500 · EIN 39-0230585 · plan 510 · as of Aug 2026

Participants
854
Carriers on file
4
Disclosed commissions
$106,988
Renewal month
December

Plan brief

Schedule A lists 4 insured contracts covering health, vision, life and disability; the largest, with QUARTZ HEALTH BENEFIT PLANS CORPORATION, covers 1,428 people.

Reported premium across the insured contracts is $9,402,437, with $106,988 in disclosed broker commissions — about 1.1% of premium.

The most recent policy period ended in December, and the plan year ends December 31. Group contracts typically renew on that annual cycle.

GALLAGHER BENEFIT SERVICES INC is the broker of record on 1 of the 4 contracts; the rest name a different broker or none.

4 carriers appear on the filing — QUARTZ HEALTH BENEFIT PLANS CORPORATION, RELIASTAR LIFE INSURANCE COMPANY, WYSSTA INSURANCE COMPANY INC and FAMILY SERVICE MADISON — with QUARTZ HEALTH BENEFIT PLANS CORPORATION writing the largest contract by premium.

Schedule A insurance contracts

CarrierBenefitsCoveredRenewsPremiumCommission
QUARTZ HEALTH BENEFIT PLANS CORPORATIONHealth1,428December$8,880,690$55,285
RELIASTAR LIFE INSURANCE COMPANYLife, Disability1,349December$426,148$45,098
WYSSTA INSURANCE COMPANY INCVision554December$82,349$6,605
FAMILY SERVICE MADISON950December$13,250$0

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