Form 5500 · Employee benefit plan · NORWOOD, MA
SUBARU OF NEW ENGLAND, INC.
The filing calls this plan SUBARU OF NEW ENGLAND AND AFFILIATES HEALTH & WELFARE PLAN.
SUBARU OF NEW ENGLAND, INC. of NORWOOD, MA insures health, dental, vision, life and disability coverage for its employees, per Schedule A of its Form 5500. Its broker of record is BROWN & BROWN INSURANCE SERVICES. Coverage is written through HARVARD PILGRIM HEALTH CARE and 4 other carriers. The plan's most recent policy period ended in December.
Sourced from U.S. DOL EFAST2 Form 5500 · EIN 04-2475654 · plan 502 · plan year 2025, filed Jul 15, 2026
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How this plan is funded
Fully insured as reported
The filing reports medical coverage through an insurance contract on Schedule A, and no money paid for benefits by the plan itself.
Benefits declared on this filing
Also declared: other welfare.
Declared benefits are the plan’s own line 8b codes on Form 5500. “Not on Schedule A” means no insured contract for that line appears on this filing. That usually means the benefit is self-funded, or it sits under a different plan number.
Persons covered is the count the carrier filed for that policy at the end of its policy year, and it can include dependents. Participants is the plan's own count at the start of its plan year. The two count different people, so a covered figure can be larger.
Plan brief
Schedule A lists 6 insured contracts covering health, dental, vision, life and disability; the largest, with HARVARD PILGRIM HEALTH CARE, covers 377 people.
Reported premium across the insured contracts is $3,785,458, with $57,286 in disclosed broker commissions — about 1.5% of premium.
The most recent policy period ended in December, and the plan year ends December 31. Group contracts typically renew on that annual cycle.
BROWN & BROWN INSURANCE SERVICES is the broker of record on 3 of the 6 contracts; the rest name a different broker or none.
5 carriers appear on the filing, including HARVARD PILGRIM HEALTH CARE, DELTA DENTAL OF MASSACHUSETTS, COLONIAL LIFE & ACCIDENT INSURANCE COMPANY and THE LINCOLN NATIONAL LIFE INSURANCE COMPANY. HARVARD PILGRIM HEALTH CARE writes the largest contract by premium.
Schedule A insurance contracts
| Carrier | Benefits | Covered | Renews | Premium | Commission |
|---|---|---|---|---|---|
| HARVARD PILGRIM HEALTH CARE | Health | 377 | Jan 1, 2026 | $3,482,319 | $37,860 |
| COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | — | 69 | Jan 1, 2026 | $81,685 | $7,267 |
| THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | Disability | 24 | Jan 1, 2026 | $35,332 | $5,300 |
| DELTA DENTAL OF MASSACHUSETTS | Dental | 359 | Jan 1, 2026 | $166,844 | $5,277 |
| EYEMED VISION CARE | Vision | 191 | Jan 1, 2026 | $12,263 | $1,231 |
| THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | Life | 161 | Jan 1, 2026 | $7,015 | $351 |
Covered = persons covered at policy year end, as filed on Schedule A for that policy — often certificates or one class, not the whole plan. Premium = the filing’s own premium/charges figure; “—” means not credibly reported.
Administrator and service providers
The plan administrator is from line 3a of the main form. We publish company names only.
How this plan compares
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