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Form 5500 · Employee benefit plan · SOUTHPORT, CT

STURM, RUGER & COMPANY, INC.

The filing calls this plan STURM, RUGER & COMPANY, INC. EMPLOYEE BENEFIT PLAN.

STURM, RUGER & COMPANY, INC. of SOUTHPORT, CT is a 2,092-participant manufacturing employer — a large group whose insured benefits are disclosed on Schedule A of its Form 5500. Its broker of record is BOSTON INSURANCE GROUP INC. Coverage is written through UNITED STATES FIRE INSURANCE COMPANY and 2 other carriers. The plan's most recent policy period ended in June.

Benefits broker of record
Policy year ends
Juneas filed for plan year 2025

Sourced from U.S. DOL EFAST2 Form 5500 · EIN 06-0633559 · plan 505 · plan year 2025, filed Dec 29, 2025

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101 other employer plans in Connecticut have policy years ending in June. See the full list on the renewal calendar, or ask for it in Claude or ChatGPT.

How this plan is funded

Self-funded as reported

The filing reports a stop-loss contract and no medical premium, which is what a plan that pays its own claims reports.

A stop-loss policy appears on a Form 5500 only when the plan itself is the beneficiary, or the premiums are paid from plan money. Many employers buy stop-loss and never report it here. So a plan with no stop-loss on its filing may still have it.

All participants at the start of the year
2,092
Active at start of year
2,092
Active at end of year
2,198
Disclosed commissions
$401,532
Typical renewal
July 1

Benefits declared on this filing

Healthinsured — UNITED STATES FIRE INSURANCE COMPANY1,302 of 2,092 participants (62%)
Dentalinsured — ANTHEM LIFE INSURANCE COMPANY1,312 of 2,092 participants (63%)
Visioninsured — ANTHEM LIFE INSURANCE COMPANY1,312 of 2,092 participants (63%)
Lifeinsured — STANDARD INSURANCE COMPANY1,653 of 2,092 participants (79%)
Disabilityinsured — ANTHEM LIFE INSURANCE COMPANY1,655 of 2,092 participants (79%)

Declared benefits are the plan’s own line 8b codes on Form 5500. “Not on Schedule A” means no insured contract for that line appears on this filing. That usually means the benefit is self-funded, or it sits under a different plan number.

Persons covered is the count the carrier filed for that policy at the end of its policy year, and it can include dependents. Participants is the plan's own count at the start of its plan year. The two count different people, so a covered figure can be larger.

Plan brief

Schedule A lists 4 insured contracts covering health, dental, vision, life, disability and stop-loss; the largest, with UNITED STATES FIRE INSURANCE COMPANY, covers 1,302 people.

The medical plan carries stop-loss coverage: the filing reports the plan paying its own health claims, with insured protection against large ones.

Reported premium across the insured contracts is $3,179,385, with $401,532 in disclosed broker commissions — about 13% of premium.

The most recent policy period ended in June, and the plan year ends June 30. Group contracts typically renew on that annual cycle.

BOSTON INSURANCE GROUP INC is the broker of record on all 4 contracts.

Schedule A insurance contracts

CarrierBenefitsCoveredRenewsPremiumCommission
ANTHEM LIFE INSURANCE COMPANYDental, Vision1,312Jul 1, 2025$874,253$241,755
ANTHEM LIFE INSURANCE COMPANYDisability1,655Jul 1, 2025$926,401$97,463
STANDARD INSURANCE COMPANYLife1,653Jul 1, 2025$230,154$34,041
UNITED STATES FIRE INSURANCE COMPANYHealth, Stop-loss1,302Jul 1, 2025$1,148,577$28,273

Covered = persons covered at policy year end, as filed on Schedule A for that policy — often certificates or one class, not the whole plan. Premium = the filing’s own premium/charges figure; “—” means not credibly reported.

See the filing at the Department of Labor

Administrator and service providers

Plan administrator on the filing
STURM, RUGER & COMPANY, INC.
EIN 06-0633559
BOSTON INSURANCE GROUP
Named on Schedule C · EIN 04-3438230
$77,725
paid directly by the plan
ANTHEM HEALTH PLANS
Claims processing · Contract administrator · Recordkeeping and information management · EIN 06-1475928
$-749,916
paid directly by the plan

The plan administrator is from line 3a of the main form. The service providers are named on Schedule C of this filing. We publish company names only.

Other plans filed by this employer

How this plan compares

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Renewal calendar

101 other employer plans in Connecticut are July 1 renewals (policy year ends June).

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