Form 5500 · Employee benefit plan · PHILADELPHIA, PA
STRADLEY RONON STEVENS & YOUNG, LLP
The filing calls this plan THE STRADLEY RONON STEVENS & YOUNG, LLP HEALTH AND WELFARE BENEFITS PROGRAM.
STRADLEY RONON STEVENS & YOUNG, LLP of PHILADELPHIA, PA files a Form 5500 with the U.S. Department of Labor disclosing its employee benefit plan. Its broker of record is CONNER STRONG & BUCKELEW. Coverage is written through INDEPENDENCE BLUE CROSS - PERSONAL CHOICE and 8 other carriers. The plan's most recent policy period ended in December.
Sourced from U.S. DOL EFAST2 Form 5500 · EIN 23-1130381 · plan 503 · plan year 2025, filed Sep 23, 2026
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2,778 other employer plans in Pennsylvania have policy years ending in December. See the full list on the renewal calendar, or ask for it in Claude or ChatGPT.
How this plan is funded
Fully insured as reported
The filing reports medical coverage through an insurance contract on Schedule A, and no money paid for benefits by the plan itself.
Benefits declared on this filing
Also declared: death benefits.
Declared benefits are the plan’s own line 8b codes on Form 5500. “Not on Schedule A” means no insured contract for that line appears on this filing. That usually means the benefit is self-funded, or it sits under a different plan number.
Where a line has more than one insured contract, the carrier and the covered figure are the largest contract's by premium. The contracts are not added up: a pharmacy carve-out and the medical carrier beside it cover the same people.
Persons covered is the count the carrier filed for that policy at the end of its policy year, and it can include dependents. Participants is the plan's own count at the start of its plan year. The two count different people, so a covered figure can be larger.
Plan brief
Schedule A lists 14 insured contracts covering health, dental, vision, life and disability; the largest, with INDEPENDENCE BLUE CROSS - PERSONAL CHOICE, covers 556 people.
Reported premium across the insured contracts is $5,584,091, with $55,599 in disclosed broker commissions — about 1% of premium.
The most recent policy period ended in December, and the plan year ends December 31. Group contracts typically renew on that annual cycle.
CONNER STRONG & BUCKELEW is the broker of record on 8 of the 14 contracts; the rest name a different broker or none.
9 carriers appear on the filing, including INDEPENDENCE BLUE CROSS - PERSONAL CHOICE, UNUM LIFE INSURANCE COMPANY OF AMERICA, INDEPENDENCE BLUE CROSS - KEYSTONE and DELTA DENTAL OF PENNSYLVANIA. INDEPENDENCE BLUE CROSS - PERSONAL CHOICE writes the largest contract by premium.
Schedule A insurance contracts
Premium and claims on these contracts
INDEPENDENCE BLUE CROSS - PERSONAL CHOICE, contract 0000006161. For the contract year on this filing, the carrier reported $4,056,368 in premium earned and $2,823,635 in claims incurred. Dividing one by the other gives 70%.
INDEPENDENCE BLUE CROSS - PERSONAL CHOICE, contract 0000006161. For the contract year on this filing, the carrier reported $298,323 in premium earned and $242,182 in claims incurred. Dividing one by the other gives 81%.
INDEPENDENCE BLUE CROSS - KEYSTONE, contract 0000006161. For the contract year on this filing, the carrier reported $294,196 in premium earned and $226,216 in claims incurred. Dividing one by the other gives 77%.
- INDEPENDENCE BLUE CROSS - PERSONAL CHOICE, contract 0000006161 reported $0 in retention.
- INDEPENDENCE BLUE CROSS - PERSONAL CHOICE, contract 0000006161 reported $13,089 in retention.
- INDEPENDENCE BLUE CROSS - KEYSTONE, contract 0000006161 reported $48,093 in retention.
Retention is what the carrier kept of the premium after claims, as reported: administration, commissions and other charges.
Only experience-rated contracts report these figures, so most filings leave them blank.
Covered = persons covered at policy year end, as filed on Schedule A for that policy — often certificates or one class, not the whole plan. Premium = the filing’s own premium/charges figure; “—” means not credibly reported.
Administrator and service providers
The plan administrator is from line 3a of the main form. We publish company names only.
Other plans filed by this employer
How this plan compares
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Renewal calendar
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