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Form 5500 · Employee benefit plan · WRIGHTSVILLE, PA

STEWART WELDING & FABRICATING, INC.

The filing calls this plan STEWART WELDING & FABRICATING, INC. EMPLOYEE BENEFIT PLAN.

Public Form 5500 records show how STEWART WELDING & FABRICATING, INC. of WRIGHTSVILLE, PA, a manufacturing employer, structures its employee benefits. Its broker of record is ALPHA BENEFITS GROUP INC. Coverage is written through COLONIAL LIFE & ACCIDENT INSURANCE COMPANY and 3 other carriers. The plan's most recent policy period ended in June.

Benefits broker of record
Policy year ends
Juneas filed for plan year 2025

Sourced from U.S. DOL EFAST2 Form 5500 · EIN 23-2526025 · plan 501 · plan year 2025, filed Apr 15, 2026

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How this plan is funded

Self-funded as reported

The filing reports benefits paid from the plan's own money, and no medical insurance contract on Schedule A.

A stop-loss policy appears on a Form 5500 only when the plan itself is the beneficiary, or the premiums are paid from plan money. Many employers buy stop-loss and never report it here. So a plan with no stop-loss on its filing may still have it.

All participants at the start of the year
148
Active at start of year
148
Active at end of year
154
Disclosed commissions
$14,017
Typical renewal
July 1

Benefits declared on this filing

Healthdeclared, no contract here says it covers this
Dentalinsured — THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA107 of 148 participants (72%)
Visioninsured — NATIONAL VISION ADMINISTRATORS, LLC180 of 148 participants
Lifeinsured — THE LINCOLN NATIONAL LIFE INSURANCE COMPANY154 of 148 participants
Disabilityinsured — THE LINCOLN NATIONAL LIFE INSURANCE COMPANY153 of 148 participants

One contract on this filing does not say which benefits it covers, so a line above may be insured by it.

Also declared: other welfare.

Declared benefits are the plan’s own line 8b codes on Form 5500. “Not on Schedule A” means no insured contract for that line appears on this filing. That usually means the benefit is self-funded, or it sits under a different plan number.

Persons covered is the count the carrier filed for that policy at the end of its policy year, and it can include dependents. Participants is the plan's own count at the start of its plan year. The two count different people, so a covered figure can be larger.

Plan brief

Schedule A lists 5 insured contracts covering dental, vision, life and disability; the largest, with COLONIAL LIFE & ACCIDENT INSURANCE COMPANY, covers 62 people.

The filing declares dental, vision, life, disability and health. Health appears with no insured contract on Schedule A. That coverage may be self-funded, placed with a carrier that is not on this filing, or written on the contract here that does not say what it covers.

Reported premium across the insured contracts is $153,034, with $14,017 in disclosed broker commissions — about 9.2% of premium.

The most recent policy period ended in June, and the plan year ends June 30. Group contracts typically renew on that annual cycle.

ALPHA BENEFITS GROUP INC is the broker of record on 1 of the 5 contracts; the rest name a different broker or none.

Schedule A insurance contracts

CarrierBenefitsCoveredRenewsPremiumCommission
COLONIAL LIFE & ACCIDENT INSURANCE COMPANY—62Jul 1, 2025$65,485$7,990
THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICADental107Jul 1, 2025$51,959$2,779
THE LINCOLN NATIONAL LIFE INSURANCE COMPANYDisability153Jul 1, 2025$18,781$1,881
THE LINCOLN NATIONAL LIFE INSURANCE COMPANYLife154Jul 1, 2025$6,579$834
NATIONAL VISION ADMINISTRATORS, LLCVision180Jul 1, 2025$10,230$533

Covered = persons covered at policy year end, as filed on Schedule A for that policy — often certificates or one class, not the whole plan. Premium = the filing’s own premium/charges figure; “—” means not credibly reported.

See the filing at the Department of Labor

Administrator and service providers

CAPITAL ADVANTAGE ASSURANCE COMPANY
Claims processing · EIN 45-5492167
$32,227
paid directly by the plan

Named on Schedule C of this filing. We publish company names only.

Reported to OSHA

Reported to OSHA for 2025: 167 employees, 9 recordable cases, 27 days away from work.

EmployeesThe company's own average for the year
167
Hours worked
414,410
Recordable cases
9
Days away from work
27

Source: OSHA Injury Tracking Application establishment data, 2025.

Money the plan held and paid out

Plan assets at year end
$868,128
Paid out in benefits
$2,597,184
Paid to insurance carriersSchedule H, line 2e(2)
$601,457
Independent accountantEIN 23-2846715
STAMBAUGH NESS, INC.
Accountant's opinion (Schedule H, line 3a)
Unmodified

Sourced from U.S. DOL EFAST2 Form 5500 · Schedule H

These are the plan's own figures from Schedule H, the financial statement it files. They are not the premium on Schedule A.

Other plans filed by this employer

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