Form 5500 · Employee benefit plan · AKRON, OH
STERLING JEWELERS INC.
The filing calls this plan GROUP INSURANCE PLAN FOR EMPLOYEES OF STERLING JEWELERS INC.
STERLING JEWELERS INC. of AKRON, OH is a 13,171-participant retail employer whose group benefits are disclosed in its annual Form 5500 filing. Its broker of record is STRATEGIC NON-MEDICAL SOLUTIONS LLC. Coverage is written through METROPOLITAN LIFE INSURANCE COMPANY and 5 other carriers. The plan's most recent policy period ended in December.
Sourced from U.S. DOL EFAST2 Form 5500 · EIN 52-0964503 · plan 501 · plan year 2024, filed Aug 9, 2026
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2,504 other employer plans in Ohio have policy years ending in December. See the full list on the renewal calendar, or ask for it in Claude or ChatGPT.
How this plan is funded
Funding not settled by the filing
The filing does not report enough to settle how this plan pays for benefits.
Benefits declared on this filing
Also declared: death benefits.
Declared benefits are the plan’s own line 8b codes on Form 5500. “Not on Schedule A” means no insured contract for that line appears on this filing. That usually means the benefit is self-funded, or it sits under a different plan number.
Where a line has more than one insured contract, the carrier and the covered figure are the largest contract's by premium. The contracts are not added up: a pharmacy carve-out and the medical carrier beside it cover the same people.
Persons covered is the count the carrier filed for that policy at the end of its policy year, and it can include dependents. Participants is the plan's own count at the start of its plan year. The two count different people, so a covered figure can be larger.
Plan brief
Schedule A lists 10 insured contracts covering health, dental, vision, life and disability; the largest, with METROPOLITAN LIFE INSURANCE COMPANY, covers 15,480 people.
Reported premium across the insured contracts is $12,125,797, with $224,426 in disclosed broker commissions — about 1.9% of premium.
The most recent policy period ended in December, and the plan year ends December 31. Group contracts typically renew on that annual cycle.
STRATEGIC NON-MEDICAL SOLUTIONS LLC is the broker of record on 9 of the 10 contracts; the rest name a different broker or none.
6 carriers appear on the filing, including METROPOLITAN LIFE INSURANCE COMPANY, DELTA DENTAL OF OHIO, FIDELITY SECURITY LIFE INSURANCE COMPANY and METLIFE LEGAL PLANS. METROPOLITAN LIFE INSURANCE COMPANY writes the largest contract by premium.
Schedule A insurance contracts
| Carrier | Benefits | Covered | Renews | Premium | Commission |
|---|---|---|---|---|---|
| METROPOLITAN LIFE INSURANCE COMPANY | Life, Disability | 15,480 | Jan 1, 2025 | $5,484,337 | $126,265 |
| METLIFE LEGAL PLANS | — | 1,114 | Jan 1, 2025 | $264,711 | $27,434 |
| METROPOLITAN LIFE INSURANCE COMPANY | Health | 2,569 | Jan 1, 2025 | $319,410 | $24,945 |
| METROPOLITAN LIFE INSURANCE COMPANY | — | 1,695 | Jan 1, 2025 | $366,675 | $18,433 |
| METROPOLITAN LIFE INSURANCE COMPANY | Health | 4,420 | Jan 1, 2025 | $162,989 | $12,583 |
| FIDELITY SECURITY LIFE INSURANCE COMPANY | Vision | 13,766 | Jan 1, 2025 | $662,526 | $9,919 |
| ZURICH AMERICAN INSURANCE COMPANY | — | 28,516 | Jan 1, 2025 | $24,237 | $4,847 |
| DELTA DENTAL OF OHIO | Dental | 14,810 | Jan 1, 2025 | $4,571,992 | $0 |
| METROPOLITAN LIFE INSURANCE COMPANY | Disability | 1,444 | Jan 1, 2025 | $230,116 | $0 |
| MINNESOTA LIFE INSURANCE COMPANY | Health | 1,399 | Jan 1, 2025 | $38,804 | $0 |
Premium and claims on this contract
DELTA DENTAL OF OHIO, contract 0010886. For the contract year on this filing, the carrier reported $4,571,992 in premium earned and $4,349,351 in claims incurred. Dividing one by the other gives 95%.
- DELTA DENTAL OF OHIO, contract 0010886 reported $470,001 in retention.
Retention is what the carrier kept of the premium after claims, as reported: administration, commissions and other charges.
Only experience-rated contracts report these figures, so most filings leave them blank.
Covered = persons covered at policy year end, as filed on Schedule A for that policy — often certificates or one class, not the whole plan. Premium = the filing’s own premium/charges figure; “—” means not credibly reported.
Administrator and service providers
The plan administrator is from line 3a of the main form. We publish company names only.
Reported to OSHA
Reported to OSHA for 2025: 50 employees, 0 recordable cases, 0 days away from work.
Source: OSHA Injury Tracking Application establishment data, 2025.
Other plans filed by this employer
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