Form 5500 · Employee benefit plan · MEMPHIS, TN
STEPHERSON'S, INC.
The filing calls this plan STEPHERSON'S, INC. BENEFIT FUND.
STEPHERSON'S, INC. of MEMPHIS, TN is a 547-participant retail employer whose group benefits are disclosed in its annual Form 5500 filing. Its broker of record is CHRIS WIRTH. Coverage is written through BLUERE OF TENNESSEE and 1 other carrier. The plan's most recent policy period ended in November.
Sourced from U.S. DOL EFAST2 Form 5500 · EIN 62-0536130 · plan 502 · plan year 2025, filed May 1, 2026
Get an email when this employer files a new Form 5500, and again about four months before its plan renews.
26 other employer plans in Tennessee have policy years ending in November. See the full list on the renewal calendar, or ask for it in Claude or ChatGPT.
How this plan is funded
Funding not settled by the filing
The filing does not report enough to settle how this plan pays for benefits.
Benefits declared on this filing
Declared benefits are the plan’s own line 8b codes on Form 5500. “Not on Schedule A” means no insured contract for that line appears on this filing. That usually means the benefit is self-funded, or it sits under a different plan number.
Persons covered is the count the carrier filed for that policy at the end of its policy year, and it can include dependents. Participants is the plan's own count at the start of its plan year. The two count different people, so a covered figure can be larger.
Plan brief
Schedule A lists 3 insured contracts covering health, vision, life and disability; the largest, with BLUERE OF TENNESSEE, covers 556 people.
Reported premium across the insured contracts is $497,507, with $25,103 in disclosed broker commissions — about 5% of premium.
The most recent policy period ended in November, and the plan year ends October 31. Group contracts typically renew on that annual cycle.
CHRIS WIRTH is the broker of record on 1 of the 3 contracts; the rest name a different broker or none.
Two carriers split the book: BLUERE OF TENNESSEE and THE LINCOLN NATIONAL LIFE INSURANCE COMPANY.
Schedule A insurance contracts
| Carrier | Benefits | Covered | Renews | Premium | Commission |
|---|---|---|---|---|---|
| BLUERE OF TENNESSEE | Health | 556 | Dec 1, 2025 | $450,843 | $18,985 |
| THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | Vision | 285 | Dec 1, 2025 | $29,520 | $3,546 |
| THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | Life, Disability | 447 | Dec 1, 2025 | $17,144 | $2,572 |
Covered = persons covered at policy year end, as filed on Schedule A for that policy — often certificates or one class, not the whole plan. Premium = the filing’s own premium/charges figure; “—” means not credibly reported.
Administrator and service providers
The plan administrator is from line 3a of the main form. We publish company names only.
Reported to OSHA
Reported to OSHA for 2025: 834 employees, 10 recordable cases, 294 days away from work.
Source: OSHA Injury Tracking Application establishment data, 2025.
Other plans filed by this employer
How this plan compares
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Renewal calendar
26 other employer plans in Tennessee are December 1 renewals (policy year ends November).
Their policy years end in November, like this plan’s, so most renew December 1. The calendar lists every insured group by renewal date and state, with broker of record, carrier and disclosed commission. You can preview the five largest in each month for free.
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