Form 5500 · Employee benefit plan · HOUMA, LA
START CORPORATION
The filing calls this plan START CORPORATION HEALTH PLAN.
START CORPORATION of HOUMA, LA is a 340-participant other services employer whose group benefits are disclosed in its annual Form 5500 filing. Its broker of record is SOUTH LOUISIANA FIN SERVICES. Coverage is written through BLUE CROSS AND BLUE SHIELD OF LOUISIANA and 5 other carriers. The plan's most recent policy period ended in October.
Sourced from U.S. DOL EFAST2 Form 5500 · EIN 58-1687098 · plan 501 · plan year 2025, filed May 4, 2026
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27 other employer plans in Louisiana have policy years ending in October. See the full list on the renewal calendar, or ask for it in Claude or ChatGPT.
How this plan is funded
Fully insured as reported
The filing reports medical coverage through an insurance contract on Schedule A, and no money paid for benefits by the plan itself.
Benefits declared on this filing
Also declared: other welfare.
Declared benefits are the plan’s own line 8b codes on Form 5500. “Not on Schedule A” means no insured contract for that line appears on this filing. That usually means the benefit is self-funded, or it sits under a different plan number.
Where a line has more than one insured contract, the carrier and the covered figure are the largest contract's by premium. The contracts are not added up: a pharmacy carve-out and the medical carrier beside it cover the same people.
Persons covered is the count the carrier filed for that policy at the end of its policy year, and it can include dependents. Participants is the plan's own count at the start of its plan year. The two count different people, so a covered figure can be larger.
Plan brief
Schedule A lists 7 insured contracts covering health, dental, vision, life and disability; the largest, with BLUE CROSS AND BLUE SHIELD OF LOUISIANA, covers 418 people.
Reported premium across the insured contracts is $4,322,567, with $219,508 in disclosed broker commissions — about 5.1% of premium.
The most recent policy period ended in October, and the plan year ends October 31. Group contracts typically renew on that annual cycle.
SOUTH LOUISIANA FIN SERVICES is the broker of record on all 7 contracts.
6 carriers appear on the filing, including BLUE CROSS AND BLUE SHIELD OF LOUISIANA, COMPANION LIFE INSURANCE COMPANY, MERITAIN HEALTH and STARMOUNT LIFE INSURANCE COMPANY. BLUE CROSS AND BLUE SHIELD OF LOUISIANA writes the largest contract by premium.
Schedule A insurance contracts
| Carrier | Benefits | Covered | Renews | Premium | Commission |
|---|---|---|---|---|---|
| BLUE CROSS AND BLUE SHIELD OF LOUISIANA | Health | 418 | Nov 1, 2025 | $3,705,918 | $111,177 |
| COMPANION LIFE INSURANCE COMPANY | Life, Disability | 470 | Nov 1, 2025 | $343,868 | $72,888 |
| MERITAIN HEALTH | Dental | 334 | Nov 1, 2025 | $149,952 | $14,995 |
| UNUM INSURANCE COMPANY | — | 132 | Nov 1, 2025 | $33,317 | $6,129 |
| PROVIDENT LIFE AND ACCIDENT INSURANCE COMPANY | Life | 83 | Nov 1, 2025 | $25,009 | $5,002 |
| STARMOUNT LIFE INSURANCE COMPANY | Vision | 310 | Nov 1, 2025 | $39,989 | $4,799 |
| UNUM INSURANCE COMPANY | Disability | 216 | Nov 1, 2025 | $24,514 | $4,518 |
Premium and claims on this contract
BLUE CROSS AND BLUE SHIELD OF LOUISIANA, contract 81193FF2. For the contract year on this filing, the carrier reported $3,705,918 in premium earned and $3,095,408 in claims incurred. Dividing one by the other gives 84%.
- BLUE CROSS AND BLUE SHIELD OF LOUISIANA, contract 81193FF2 reported $607,771 in retention.
Retention is what the carrier kept of the premium after claims, as reported: administration, commissions and other charges.
Only experience-rated contracts report these figures, so most filings leave them blank.
Covered = persons covered at policy year end, as filed on Schedule A for that policy — often certificates or one class, not the whole plan. Premium = the filing’s own premium/charges figure; “—” means not credibly reported.
Administrator and service providers
The plan administrator is from line 3a of the main form. We publish company names only.
Other plans filed by this employer
How this plan compares
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