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Form 5500 · Employee benefit plan · BATON ROUGE, LA

ST. JAMES PLACE OF BATON ROUGE

The filing calls this plan ST. JAMES PLACE OF BATON ROUGE EMPLOYEE BENEFITS PLAN.

ST. JAMES PLACE OF BATON ROUGE of BATON ROUGE, LA is a 222-participant health care and social assistance employer whose group benefits are disclosed in its annual Form 5500 filing. Its broker of record is HUB INTERNATIONAL GULF SOUTH LTD. Coverage is written through BLUE CROSS AND BLUE SHIELD OF LOUISIANA and 1 other carrier. The plan's most recent policy period ended in December.

Benefits broker of record
Policy year ends
Decemberas filed for plan year 2025

Sourced from U.S. DOL EFAST2 Form 5500 · EIN 72-0887915 · plan 504 · plan year 2025, filed Apr 16, 2026

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How this plan is funded

Fully insured as reported

The filing reports medical coverage through an insurance contract on Schedule A, and no money paid for benefits by the plan itself.

All participants at the start of the year
222
Active at start of year
221
Active at end of year
235
Disclosed commissions
$63,684
Typical renewal
January 1

Benefits declared on this filing

Healthinsured — BLUE CROSS AND BLUE SHIELD OF LOUISIANA119 of 222 participants (54%)
Dentalinsured — THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA246 of 222 participants
Visioninsured — THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA246 of 222 participants
Lifeinsured — THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA246 of 222 participants
Disabilityinsured — THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA246 of 222 participants

Also declared: other welfare.

Declared benefits are the plan’s own line 8b codes on Form 5500. “Not on Schedule A” means no insured contract for that line appears on this filing. That usually means the benefit is self-funded, or it sits under a different plan number.

Persons covered is the count the carrier filed for that policy at the end of its policy year, and it can include dependents. Participants is the plan's own count at the start of its plan year. The two count different people, so a covered figure can be larger.

Plan brief

Schedule A lists 2 insured contracts covering health, dental, vision, life and disability; the largest, with BLUE CROSS AND BLUE SHIELD OF LOUISIANA, covers 119 people.

Reported premium across the insured contracts is $1,447,511, with $63,684 in disclosed broker commissions — about 4.4% of premium.

The most recent policy period ended in December, and the plan year ends December 31. Group contracts typically renew on that annual cycle.

HUB INTERNATIONAL GULF SOUTH LTD is the broker of record on 1 of the 2 contracts; the rest name a different broker or none.

Two carriers split the book: BLUE CROSS AND BLUE SHIELD OF LOUISIANA and THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA.

Schedule A insurance contracts

CarrierBenefitsCoveredRenewsPremiumCommission
BLUE CROSS AND BLUE SHIELD OF LOUISIANAHealth119Jan 1, 2026$1,201,795$42,063
THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICADental, Vision, Life, Disability246Jan 1, 2026$245,716$21,621

Premium and claims on this contract

BLUE CROSS AND BLUE SHIELD OF LOUISIANA, contract 77774FF2. For the contract year on this filing, the carrier reported $1,201,795 in premium earned and $1,065,518 in claims incurred. Dividing one by the other gives 89%.

  • BLUE CROSS AND BLUE SHIELD OF LOUISIANA, contract 77774FF2 reported $198,296 in retention.

Retention is what the carrier kept of the premium after claims, as reported: administration, commissions and other charges.

Only experience-rated contracts report these figures, so most filings leave them blank.

Covered = persons covered at policy year end, as filed on Schedule A for that policy — often certificates or one class, not the whole plan. Premium = the filing’s own premium/charges figure; “—” means not credibly reported.

See the filing at the Department of Labor

Administrator and service providers

Plan administrator on the filing
ST. JAMES PLACE OF BATON ROUGE
EIN 72-0887915

The plan administrator is from line 3a of the main form. We publish company names only.

Reported to OSHA

Reported to OSHA for 2025: 320 employees, 11 recordable cases, 31 days away from work.

EmployeesThe company's own average for the year
320
Hours worked
527,209
Recordable cases
11
Days away from work
31

Source: OSHA Injury Tracking Application establishment data, 2025.

Other plans filed by this employer

How this plan compares

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