Form 5500 · Employee benefit plan · GIBSONIA, PA
ST. BARNABAS HEALTH SYSTEM, INC
The filing calls this plan ST. BARNABAS HEALTH SYSTEM INC HEALTH AND WELFARE PLAN.
ST. BARNABAS HEALTH SYSTEM, INC of GIBSONIA, PA spreads its employee benefits across 6 insurance carriers, according to its Form 5500 Schedule A. Its broker of record is ANDREA STEARNS. Coverage is written through BERKLEY LIFE AND HEALTH INSURANCE COMPANY and 5 other carriers. The plan's most recent policy period ended in June.
Sourced from U.S. DOL EFAST2 Form 5500 · EIN 25-1552913 · plan 501 · plan year 2025, filed Jun 17, 2026
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629 other employer plans in Pennsylvania have policy years ending in June. See the full list on the renewal calendar, or ask for it in Claude or ChatGPT.
How this plan is funded
Funding not settled by the filing
The filing does not report enough to settle how this plan pays for benefits.
Benefits declared on this filing
Declared benefits are the plan’s own line 8b codes on Form 5500. “Not on Schedule A” means no insured contract for that line appears on this filing. That usually means the benefit is self-funded, or it sits under a different plan number.
Where a line has more than one insured contract, the carrier and the covered figure are the largest contract's by premium. The contracts are not added up: a pharmacy carve-out and the medical carrier beside it cover the same people.
Persons covered is the count the carrier filed for that policy at the end of its policy year, and it can include dependents. Participants is the plan's own count at the start of its plan year. The two count different people, so a covered figure can be larger.
Plan brief
Schedule A lists 6 insured contracts covering health, dental, vision, life and disability; the largest, with BERKLEY LIFE AND HEALTH INSURANCE COMPANY, covers 242 people.
Reported premium across the insured contracts is $673,550, with $11,835 in disclosed broker commissions — about 1.8% of premium.
The most recent policy period ended in June, and the plan year ends June 30. Group contracts typically renew on that annual cycle.
ANDREA STEARNS is the broker of record on 1 of the 6 contracts; the rest name a different broker or none.
6 carriers appear on the filing, including BERKLEY LIFE AND HEALTH INSURANCE COMPANY, EQUITABLE FINANCIAL LIFE INSURANCE COMPANY OF AMERICA, RELIANCE STANDARD LIFE INSURANCE COMPANY and COLONIAL LIFE & ACCIDENT INSURANCE COMPANY. BERKLEY LIFE AND HEALTH INSURANCE COMPANY writes the largest contract by premium.
Schedule A insurance contracts
| Carrier | Benefits | Covered | Renews | Premium | Commission |
|---|---|---|---|---|---|
| COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | Life | 63 | Jul 1, 2025 | $67,685 | $8,459 |
| MASSACHUSETTS MUTUAL LIFE INSURANCE COMPANY | Life | 24 | Jul 1, 2025 | $18,595 | $2,639 |
| VISION BENEFITS OF AMERICA | Vision | 218 | Jul 1, 2025 | $24,555 | $737 |
| BERKLEY LIFE AND HEALTH INSURANCE COMPANY | Health | 242 | Jul 1, 2025 | $374,698 | $0 |
| EQUITABLE FINANCIAL LIFE INSURANCE COMPANY OF AMERICA | Life, Disability | 335 | Jul 1, 2025 | $100,770 | $0 |
| RELIANCE STANDARD LIFE INSURANCE COMPANY | Dental | 488 | Jul 1, 2025 | $87,247 | $0 |
Premium and claims on these contracts
VISION BENEFITS OF AMERICA, contract 1728. For the contract year on this filing, the carrier reported $24,555 in premium earned and $13,088 in claims incurred. Dividing one by the other gives 53%.
BERKLEY LIFE AND HEALTH INSURANCE COMPANY, contract EMC L2410087500. For the contract year on this filing, the carrier reported $374,698 in premium earned and $388,854 in claims incurred. Dividing one by the other gives 104%.
- VISION BENEFITS OF AMERICA, contract 1728 reported $11,467 in retention.
Retention is what the carrier kept of the premium after claims, as reported: administration, commissions and other charges.
Only experience-rated contracts report these figures, so most filings leave them blank.
Covered = persons covered at policy year end, as filed on Schedule A for that policy — often certificates or one class, not the whole plan. Premium = the filing’s own premium/charges figure; “—” means not credibly reported.
Administrator and service providers
The plan administrator is from line 3a of the main form. We publish company names only.
Other plans filed by this employer
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