Form 5500 · Employee benefit plan · MANHATTAN, KS
SPS COMPANIES, INC.
The filing calls this plan SPS COMPANIES, INC. EMPLOYEE BENEFIT PLAN.
Public Form 5500 records show how SPS COMPANIES, INC. of MANHATTAN, KS, a manufacturing employer, structures its employee benefits. Its broker of record is GALLAGHER BENEFIT SERVICES, INC.. Coverage is written through BERKLEY LIFE AND HEALTH INSURANCE COMPANY and 5 other carriers. The plan's most recent policy period ended in December.
Sourced from U.S. DOL EFAST2 Form 5500 · EIN 81-3861862 · plan 501 · plan year 2025, filed Jul 30, 2026
Get an email when this employer files a new Form 5500, and again about four months before its plan renews.
575 other employer plans in Kansas have policy years ending in December. See the full list on the renewal calendar, or ask for it in Claude or ChatGPT.
How this plan is funded
Self-funded as reported
The filing reports benefits paid from the plan's own money, and no medical insurance contract on Schedule A.
A stop-loss policy appears on a Form 5500 only when the plan itself is the beneficiary, or the premiums are paid from plan money. Many employers buy stop-loss and never report it here. So a plan with no stop-loss on its filing may still have it.
Benefits declared on this filing
4 contracts on this filing do not say which benefits they cover, so a line above may be insured by one of them.
Also declared: prepaid legal, death benefits, other welfare.
Declared benefits are the plan’s own line 8b codes on Form 5500. “Not on Schedule A” means no insured contract for that line appears on this filing. That usually means the benefit is self-funded, or it sits under a different plan number.
Where a line has more than one insured contract, the carrier and the covered figure are the largest contract's by premium. The contracts are not added up: a pharmacy carve-out and the medical carrier beside it cover the same people.
Persons covered is the count the carrier filed for that policy at the end of its policy year, and it can include dependents. Participants is the plan's own count at the start of its plan year. The two count different people, so a covered figure can be larger.
Plan brief
Schedule A lists 10 insured contracts covering vision, life, disability and stop-loss; the largest, with BERKLEY LIFE AND HEALTH INSURANCE COMPANY, covers 560 people.
The filing declares vision, life, disability, health and dental. Health and dental appear with no insured contract on Schedule A. That coverage may be self-funded, placed with a carrier that is not on this filing, or written on one of the 4 contracts here that do not say what they cover.
The only insured piece of the health benefit is stop-loss coverage, and the filing reports the plan paying its own claims. The 2 stop-loss contracts report $1,032,981 in premium and $0 in commission. The rest of the premium and commission above is on the plan's other insured lines, and none of it is medical premium.
Reported premium across the insured contracts is $2,117,685, with $127,149 in disclosed broker commissions — about 6% of premium.
The most recent policy period ended in December, and the plan year ends December 31. Group contracts typically renew on that annual cycle.
Schedule A insurance contracts
| Carrier | Benefits | Covered | Renews | Premium | Commission |
|---|---|---|---|---|---|
| LIFE INSURANCE COMPANY OF NORTH AMERICA | Life | 1,099 | Jan 1, 2026 | $351,018 | $38,612 |
| AMERICAN HERITAGE LIFE INSURANCE COMPANY | — | 398 | Jan 1, 2026 | $85,691 | $27,480 |
| LIFE INSURANCE COMPANY OF NORTH AMERICA | Disability | 679 | Jan 1, 2026 | $203,508 | $18,316 |
| AMERICAN HERITAGE LIFE INSURANCE COMPANY | — | 203 | Jan 1, 2026 | $82,681 | $14,752 |
| PRE-PAID LEGAL SERVICES INC DBA LEGALSHIELD | — | 176 | Jan 1, 2026 | $26,690 | $9,342 |
| AMERITAS LIFE INSURANCE CORP. | Vision | 1,293 | Jan 1, 2026 | $68,729 | $6,873 |
| LIFE INSURANCE COMPANY OF NORTH AMERICA | — | 679 | Jan 1, 2026 | $55,312 | $6,084 |
| LIFE INSURANCE COMPANY OF NORTH AMERICA | Disability | 679 | Jan 1, 2026 | $211,075 | $5,690 |
| BERKLEY LIFE AND HEALTH INSURANCE COMPANY | Stop-loss | 560 | Jan 1, 2026 | $993,675 | $0 |
| AETNA LIFE INSURANCE COMPANY | Stop-loss | 560 | Jan 1, 2026 | $39,306 | $0 |
Covered = persons covered at policy year end, as filed on Schedule A for that policy — often certificates or one class, not the whole plan. Premium = the filing’s own premium/charges figure; “—” means not credibly reported.
Administrator and service providers
The plan administrator is from line 3a of the main form. The service providers are named on Schedule C of this filing. We publish company names only.
Money the plan held and paid out
Sourced from U.S. DOL EFAST2 Form 5500 · Schedule H
These are the plan's own figures from Schedule H, the financial statement it files. They are not the premium on Schedule A.
Other plans filed by this employer
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Renewal calendar
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