Form 5500 · Employee benefit plan · HUNTINGTON, WV
SPECIAL METALS LLC
The filing calls this plan SPECIAL METALS CORPORATION EMPLOYEE WELFARE BENEFIT PLAN.
SPECIAL METALS LLC of HUNTINGTON, WV insures health, dental, vision, life and disability coverage for its employees, per Schedule A of its Form 5500. Its broker of record is AON CONSULTING. Coverage is written through SUN LIFE ASSURANCE COMPANY OF CANADA and 7 other carriers. The plan's most recent policy period ended in December.
Sourced from U.S. DOL EFAST2 Form 5500 · EIN 25-1445468 · plan 550 · plan year 2025, filed Sep 14, 2026
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135 other employer plans in West Virginia have policy years ending in December. See the full list on the renewal calendar, or ask for it in Claude or ChatGPT.
How this plan is funded
Both, as reported
The medical insurance contracts on the filing cover fewer than half the people in the plan, so the rest is paid another way.
A stop-loss policy appears on a Form 5500 only when the plan itself is the beneficiary, or the premiums are paid from plan money. Many employers buy stop-loss and never report it here. So a plan with no stop-loss on its filing may still have it.
Benefits declared on this filing
Health: KAISER FOUNDATION HEALTH PLAN, INC. covers 16 of 2,420 participants (0.7%) on Schedule A.
Also declared: death benefits, other welfare.
Declared benefits are the plan’s own line 8b codes on Form 5500. “Not on Schedule A” means no insured contract for that line appears on this filing. That usually means the benefit is self-funded, or it sits under a different plan number.
Where a line has more than one insured contract, the carrier and the covered figure are the largest contract's by premium. The contracts are not added up: a pharmacy carve-out and the medical carrier beside it cover the same people.
Persons covered is the count the carrier filed for that policy at the end of its policy year, and it can include dependents. Participants is the plan's own count at the start of its plan year. The two count different people, so a covered figure can be larger.
Plan brief
Schedule A lists 9 insured contracts covering health, dental, vision, life and disability; the largest, with SUN LIFE ASSURANCE COMPANY OF CANADA, covers 1,957 people.
Reported premium across the insured contracts is $2,364,722, with $5,502 in disclosed broker commissions — about 0.2% of premium.
The most recent policy period ended in December, and the plan year ends December 31. Group contracts typically renew on that annual cycle.
AON CONSULTING is the broker of record on 3 of the 9 contracts; the rest name a different broker or none.
8 carriers appear on the filing, including SUN LIFE ASSURANCE COMPANY OF CANADA, THE LINCOLN NATIONAL LIFE INSURANCE COMPANY, KAISER FOUNDATION HEALTH PLAN, INC. and DELTA DENTAL OF MICHIGAN. SUN LIFE ASSURANCE COMPANY OF CANADA writes the largest contract by premium.
Schedule A insurance contracts
| Carrier | Benefits | Covered | Renews | Premium | Commission |
|---|---|---|---|---|---|
| DELTA DENTAL OF MICHIGAN | Dental | 452 | Jan 1, 2026 | $183,867 | $5,502 |
| SUN LIFE ASSURANCE COMPANY OF CANADA | Life | 1,957 | Jan 1, 2026 | $1,390,771 | $0 |
| THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | Disability | 1,189 | Jan 1, 2026 | $261,627 | $0 |
| KAISER FOUNDATION HEALTH PLAN, INC. | Health | 16 | Jan 1, 2026 | $226,476 | $0 |
| VISION SERVICE PLAN | Vision | 1,069 | Jan 1, 2026 | $177,365 | $0 |
| THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | Disability | 273 | Jan 1, 2026 | $51,116 | $0 |
| METROPOLITAN LIFE INSURANCE COMPANY | Vision | 661 | Jan 1, 2026 | $45,236 | $0 |
| EYEMED VISION CARE ON BEHALF OF FIDELITY SECURITY LIFE INSURANCE CO. | Vision | 361 | Jan 1, 2026 | $16,692 | $0 |
| COMPSYCH CORPORATION | — | 1,857 | Jan 1, 2026 | $11,572 | $0 |
Premium and claims on these contracts
DELTA DENTAL OF MICHIGAN, contract 4527. For the contract year on this filing, the carrier reported $183,759 in premium earned and $154,498 in claims incurred. Dividing one by the other gives 84%.
VISION SERVICE PLAN, contract 30094126. For the contract year on this filing, the carrier reported $177,365 in premium earned and $118,972 in claims incurred. Dividing one by the other gives 67%.
- DELTA DENTAL OF MICHIGAN, contract 4527 reported $20,563 in retention.
- VISION SERVICE PLAN, contract 30094126 reported $29,265 in retention.
Retention is what the carrier kept of the premium after claims, as reported: administration, commissions and other charges.
Only experience-rated contracts report these figures, so most filings leave them blank.
Covered = persons covered at policy year end, as filed on Schedule A for that policy — often certificates or one class, not the whole plan. Premium = the filing’s own premium/charges figure; “—” means not credibly reported.
Administrator and service providers
The plan administrator is from line 3a of the main form. We publish company names only.
Reported to OSHA
Reported to OSHA for 2025: 741 employees, 2 recordable cases, 0 days away from work.
Source: OSHA Injury Tracking Application establishment data, 2025.
Other plans filed by this employer
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Renewal calendar
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