Form 5500 · Employee benefit plan · HOUSTON, TX
SPEC'S FAMILY PARTNERS, LTD.
The filing calls this plan SPEC'S FAMILY PARTNERS, LTD. MEDICAL BENEFIT PLAN.
SPEC'S FAMILY PARTNERS, LTD. of HOUSTON, TX is a 868-participant retail employer whose group benefits are disclosed in its annual Form 5500 filing. Its broker of record is BROWN & BROWN INS. SERFVICES, INC.. Coverage is written through CIGNA HEALTH AND LIFE INSURANCE COMPANY. The plan's most recent policy period ended in November.
Sourced from U.S. DOL EFAST2 Form 5500 · EIN 74-1532648 · plan 501 · plan year 2025, filed Jun 29, 2026
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215 other employer plans in Texas have policy years ending in November. See the full list on the renewal calendar, or ask for it in Claude or ChatGPT.
How this plan is funded
Fully insured as reported
The filing reports medical coverage through an insurance contract on Schedule A, and no money paid for benefits by the plan itself.
Benefits declared on this filing
Declared benefits are the plan’s own line 8b codes on Form 5500. “Not on Schedule A” means no insured contract for that line appears on this filing. That usually means the benefit is self-funded, or it sits under a different plan number.
Where a line has more than one insured contract, the carrier and the covered figure are the largest contract's by premium. The contracts are not added up: a pharmacy carve-out and the medical carrier beside it cover the same people.
Persons covered is the count the carrier filed for that policy at the end of its policy year, and it can include dependents. Participants is the plan's own count at the start of its plan year. The two count different people, so a covered figure can be larger.
Plan brief
Schedule A lists 2 insured contracts covering health, dental and vision; the largest, with CIGNA HEALTH AND LIFE INSURANCE COMPANY, covers 522 people.
Reported premium across the insured contracts is $5,394,446, with $47,683 in disclosed broker commissions — about 0.9% of premium.
The most recent policy period ended in November, and the plan year ends November 30. Group contracts typically renew on that annual cycle.
BROWN & BROWN INS. SERFVICES, INC. is the broker of record on 1 of the 2 contracts; the rest name a different broker or none.
Schedule A insurance contracts
| Carrier | Benefits | Covered | Renews | Premium | Commission |
|---|---|---|---|---|---|
| CIGNA HEALTH AND LIFE INSURANCE COMPANY | Health, Dental, Vision | 1,694 | Dec 1, 2025 | $491,721 | $47,683 |
| CIGNA HEALTH AND LIFE INSURANCE COMPANY | Health | 522 | Dec 1, 2025 | $4,902,725 | $0 |
Covered = persons covered at policy year end, as filed on Schedule A for that policy — often certificates or one class, not the whole plan. Premium = the filing’s own premium/charges figure; “—” means not credibly reported.
Administrator and service providers
The plan administrator is from line 3a of the main form. We publish company names only.
Reported to OSHA
Reported to OSHA for 2025: 1,340 employees, 151 recordable cases, 3,852 days away from work.
Source: OSHA Injury Tracking Application establishment data, 2025.
Other plans filed by this employer
How this plan compares
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Renewal calendar
215 other employer plans in Texas are December 1 renewals (policy year ends November).
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