Form 5500 · Employee benefit plan · SPARTANBURG, SC
SOUTHERN STATES PACKAGING COMPANY
The filing calls this plan SOUTHERN STATES PACKAGING COMPANY HEALTH AND WELFARE BENEFIT PLAN.
SOUTHERN STATES PACKAGING COMPANY of SPARTANBURG, SC files a Form 5500 with the U.S. Department of Labor disclosing its employee benefit plan. Its broker of record is AP BENEFIT ADVISORS LLC. Coverage is written through EQUITABLE FINANCIAL LIFE INSURANCE COMPANY OF AMERICA and 2 other carriers. The plan's most recent policy period ended in June.
Sourced from U.S. DOL EFAST2 Form 5500 · EIN 57-0401494 · plan 501 · plan year 2025, filed Oct 24, 2025
Get an email when this employer files a new Form 5500, and again about four months before its plan renews.
How this plan is funded
Funding not settled by the filing
The filing does not report enough to settle how this plan pays for benefits.
Benefits declared on this filing
Also declared: other welfare.
Declared benefits are the plan’s own line 8b codes on Form 5500. “Not on Schedule A” means no insured contract for that line appears on this filing. That usually means the benefit is self-funded, or it sits under a different plan number.
Where a line has more than one insured contract, the carrier and the covered figure are the largest contract's by premium. The contracts are not added up: a pharmacy carve-out and the medical carrier beside it cover the same people.
Persons covered is the count the carrier filed for that policy at the end of its policy year, and it can include dependents. Participants is the plan's own count at the start of its plan year. The two count different people, so a covered figure can be larger.
Plan brief
Schedule A lists 4 insured contracts covering health, dental, vision, life and disability; the largest, with EQUITABLE FINANCIAL LIFE INSURANCE COMPANY OF AMERICA, covers 151 people.
Reported premium across the insured contracts is $205,473, with $28,449 in disclosed broker commissions — about 14% of premium.
The most recent policy period ended in June, and the plan year ends June 30. Group contracts typically renew on that annual cycle.
AP BENEFIT ADVISORS LLC is the broker of record on 2 of the 4 contracts; the rest name a different broker or none.
3 carriers appear on the filing, including EQUITABLE FINANCIAL LIFE INSURANCE COMPANY OF AMERICA, AFLAC and EYEMED VISION CARE ON BEHALF OF FIDELITY SECURITY LIFE INSURANCE CO.. EQUITABLE FINANCIAL LIFE INSURANCE COMPANY OF AMERICA writes the largest contract by premium.
Schedule A insurance contracts
| Carrier | Benefits | Covered | Renews | Premium | Commission |
|---|---|---|---|---|---|
| EQUITABLE FINANCIAL LIFE INSURANCE COMPANY OF AMERICA | Health, Dental, Life, Disability | 151 | Jul 1, 2025 | $102,448 | $13,310 |
| AFLAC | Disability | 34 | Jul 1, 2025 | $55,190 | $9,325 |
| AFLAC | Disability | 29 | Jul 1, 2025 | $35,826 | $4,620 |
| EYEMED VISION CARE ON BEHALF OF FIDELITY SECURITY LIFE INSURANCE CO. | Vision | 117 | Jul 1, 2025 | $12,009 | $1,194 |
Covered = persons covered at policy year end, as filed on Schedule A for that policy — often certificates or one class, not the whole plan. Premium = the filing’s own premium/charges figure; “—” means not credibly reported.
Administrator and service providers
The plan administrator is from line 3a of the main form. The service providers are named on Schedule C of this filing. We publish company names only.
Other plans filed by this employer
How this plan compares
Subscribers see how this compares with similar plans in South Carolina. A subscription also adds this plan's filing history and the renewal calendar for its state. See plans and prices
Without an account you can open 10 employer, broker and carrier pages a day, including through an AI assistant, and 50 a day with a free account. Paid plans are what keep these records free to read.
More employer plans in South Carolina — largest plans, brokers, carriers and renewal months.