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Form 5500 · Employee benefit plan · PENNSAUKEN TOWNSHIP, NJ

SOUTHERN NEW JERSEY PERINATAL COOPERATIVE

The filing calls this plan SOUTHERN NEW JERSEY PERINATAL COOPERATIVE EMPLOYEE BENEFIT PLAN.

SOUTHERN NEW JERSEY PERINATAL COOPERATIVE of PENNSAUKEN TOWNSHIP, NJ files a Form 5500 with the U.S. Department of Labor disclosing its employee benefit plan. Its broker of record is CENTERSTONE INS FIN DBA BENEFITMALL. Coverage is written through HORIZON HEALTHCARE SERVICES, INC. and 8 other carriers. The plan's most recent policy period ended in May.

Benefits broker of record
Policy year ends
Mayas filed for plan year 2025

Sourced from U.S. DOL EFAST2 Form 5500 · EIN 22-2371223 · plan 506 · plan year 2025, filed Nov 18, 2025

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How this plan is funded

Fully insured as reported

The filing reports medical coverage through an insurance contract on Schedule A, and no money paid for benefits by the plan itself.

All participants at the start of the year
176
Active at start of year
176
Active at end of year
181
Disclosed commissions
$106,437
Typical renewal
June 1

Benefits declared on this filing

Healthinsured — HORIZON HEALTHCARE SERVICES, INC.134 of 176 participants (76%) on the largest contract
Dentalinsured — METROPOLITAN LIFE INSURANCE COMPANY336 of 176 participants
Visioninsured — HORIZON INSURANCE COMPANY134 of 176 participants (76%)
Lifeinsured — LIFE INSURANCE COMPANY OF NORTH AMERICA181 of 176 participants
Disabilityinsured — STANDARD SECURITY LIFE INSURANCE COMPANY OF NEW YORK162 of 176 participants (92%) on the largest contract

Also declared: death benefits, other welfare.

Declared benefits are the plan’s own line 8b codes on Form 5500. “Not on Schedule A” means no insured contract for that line appears on this filing. That usually means the benefit is self-funded, or it sits under a different plan number.

Where a line has more than one insured contract, the carrier and the covered figure are the largest contract's by premium. The contracts are not added up: a pharmacy carve-out and the medical carrier beside it cover the same people.

Persons covered is the count the carrier filed for that policy at the end of its policy year, and it can include dependents. Participants is the plan's own count at the start of its plan year. The two count different people, so a covered figure can be larger.

Plan brief

Schedule A lists 14 insured contracts covering health, dental, vision, life and disability; the largest, with HORIZON HEALTHCARE SERVICES, INC., covers 134 people.

Reported premium across the insured contracts is $2,806,836, with $106,437 in disclosed broker commissions — about 3.8% of premium.

The most recent policy period ended in May, and the plan year ends May 31. Group contracts typically renew on that annual cycle.

CENTERSTONE INS FIN DBA BENEFITMALL is the broker of record on 3 of the 14 contracts; the rest name a different broker or none.

9 carriers appear on the filing, including HORIZON HEALTHCARE SERVICES, INC., METROPOLITAN LIFE INSURANCE COMPANY, STANDARD SECURITY LIFE INSURANCE COMPANY OF NEW YORK and LIFE INSURANCE COMPANY OF NORTH AMERICA. HORIZON HEALTHCARE SERVICES, INC. writes the largest contract by premium.

Schedule A insurance contracts

CarrierBenefitsCoveredRenewsPremiumCommission
HORIZON HEALTHCARE SERVICES, INC.Health134Jun 1, 2025$1,979,440$67,301
HORIZON HEALTHCARE SERVICES, INC.Health134Jun 1, 2025$520,559$17,699
STANDARD SECURITY LIFE INSURANCE COMPANY OF NEW YORKDisability162Jun 1, 2025$74,995$5,461
METROPOLITAN LIFE INSURANCE COMPANYDental336Jun 1, 2025$121,776$3,775
UNUM LIFE INSURANCE COMPANY OF AMERICA—161Jun 1, 2025$24,067$3,610
LIFE INSURANCE COMPANY OF NORTH AMERICADisability181Jun 1, 2025$15,442$2,377
LIFE INSURANCE COMPANY OF NORTH AMERICALife181Jun 1, 2025$31,687$1,704
SUN LIFE ASSURANCE COMPANY OF CANADADisability17Jun 1, 2025$11,013$1,523
HORIZON INSURANCE COMPANYVision134Jun 1, 2025$10,424$1,042
AMERICAN HERITAGE LIFE INSURANCE COMPANY—17Jun 1, 2025$4,395$800
AMERICAN HERITAGE LIFE INSURANCE COMPANY—23Jun 1, 2025$4,103$709
PRE-PAID LEGAL SERVICES INC DBA LEGALSHIELD—31Jun 1, 2025$5,578$262
LIFE INSURANCE COMPANY OF NORTH AMERICA—181Jun 1, 2025$3,030$162
AMERICAN HERITAGE LIFE INSURANCE COMPANY—1Jun 1, 2025$327$12

Covered = persons covered at policy year end, as filed on Schedule A for that policy — often certificates or one class, not the whole plan. Premium = the filing’s own premium/charges figure; “—” means not credibly reported.

See the filing at the Department of Labor

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