Form 5500 · Employee benefit plan · PAWTUCKET, RI
SOUTHERN NEW ENGLAND HEALTH CARE FOR WOMEN, LLC
The filing calls this plan SOUTHERN NEW ENGLAND HEALTH CARE FOR WOMEN, LLC EMPLOYEE BENEFIT PLAN.
Public Form 5500 records show how SOUTHERN NEW ENGLAND HEALTH CARE FOR WOMEN, LLC of PAWTUCKET, RI, a health care and social assistance employer, structures its employee benefits. Its broker of record is THE HILB GROUP OF NEW ENGLAND LLC. Coverage is written through UNITEDHEALTHCARE INSURANCE COMPANY and 3 other carriers. The plan's most recent policy period ended in January.
Sourced from U.S. DOL EFAST2 Form 5500 · EIN 45-2603721 · plan 501 · plan year 2026, filed Aug 25, 2026
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How this plan is funded
Both, as reported
The medical insurance contracts on the filing cover fewer than half the people in the plan, so the rest is paid another way.
A stop-loss policy appears on a Form 5500 only when the plan itself is the beneficiary, or the premiums are paid from plan money. Many employers buy stop-loss and never report it here. So a plan with no stop-loss on its filing may still have it.
Benefits declared on this filing
Also declared: other welfare.
Declared benefits are the plan’s own line 8b codes on Form 5500. “Not on Schedule A” means no insured contract for that line appears on this filing. That usually means the benefit is self-funded, or it sits under a different plan number.
Where a line has more than one insured contract, the carrier and the covered figure are the largest contract's by premium. The contracts are not added up: a pharmacy carve-out and the medical carrier beside it cover the same people.
Persons covered is the count the carrier filed for that policy at the end of its policy year, and it can include dependents. Participants is the plan's own count at the start of its plan year. The two count different people, so a covered figure can be larger.
Plan brief
Schedule A lists 6 insured contracts covering health, dental, vision, life and disability.
Reported premium across the insured contracts is $413,902, with $9,509 in disclosed broker commissions — about 2.3% of premium.
The most recent policy period ended in January, and the plan year ends January 31. Group contracts typically renew on that annual cycle.
THE HILB GROUP OF NEW ENGLAND LLC is the broker of record on all 6 contracts.
4 carriers appear on the filing, including UNITEDHEALTHCARE INSURANCE COMPANY, DELTA DENTAL OF RHODE ISLAND, UNITED OF OMAHA LIFE INSURANCE COMPANY and VISION SERVICE PLAN. UNITEDHEALTHCARE INSURANCE COMPANY writes the largest contract by premium.
Schedule A insurance contracts
| Carrier | Benefits | Covered | Renews | Premium | Commission |
|---|---|---|---|---|---|
| UNITED OF OMAHA LIFE INSURANCE COMPANY | Life | 36 | Feb 1, 2026 | $22,863 | $3,430 |
| DELTA DENTAL OF RHODE ISLAND | Dental | 113 | Feb 1, 2026 | $54,222 | $2,534 |
| UNITED OF OMAHA LIFE INSURANCE COMPANY | Disability | 17 | Feb 1, 2026 | $16,634 | $1,663 |
| UNITED OF OMAHA LIFE INSURANCE COMPANY | Life | 104 | Feb 1, 2026 | $12,379 | $1,238 |
| VISION SERVICE PLAN | Vision | 64 | Feb 1, 2026 | $7,876 | $644 |
| UNITEDHEALTHCARE INSURANCE COMPANY | Health | 11 | Feb 1, 2026 | $299,928 | $0 |
Covered = persons covered at policy year end, as filed on Schedule A for that policy — often certificates or one class, not the whole plan. Premium = the filing’s own premium/charges figure; “—” means not credibly reported.
Administrator and service providers
The plan administrator is from line 3a of the main form. We publish company names only.
Other plans filed by this employer
How this plan compares
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