Form 5500 · Employee benefit plan · ATLANTA, GA
SOUTHERN COMPANY SERVICES, INC
The filing calls this plan SOUTHERN COMPANY SERVICES, INC. HEALTH AND WELFARE BENEFITS PLAN.
SOUTHERN COMPANY SERVICES, INC of ATLANTA, GA files a Form 5500 with the U.S. Department of Labor disclosing its employee benefit plan. Its broker of record is WILLIS TOWERS WATSON US LLC. Coverage is written through DELTA DENTAL INSURANCE COMPANY and 8 other carriers. The plan's most recent policy period ended in December.
Sourced from U.S. DOL EFAST2 Form 5500 · EIN 63-0274273 · plan 607 · plan year 2024, filed Oct 14, 2025
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1,626 other employer plans in Georgia have policy years ending in December. See the full list on the renewal calendar, or ask for it in Claude or ChatGPT.
How this plan is funded
Both, as reported
The medical insurance contracts on the filing cover fewer than half the people in the plan, so the rest is paid another way.
A stop-loss policy appears on a Form 5500 only when the plan itself is the beneficiary, or the premiums are paid from plan money. Many employers buy stop-loss and never report it here. So a plan with no stop-loss on its filing may still have it.
Benefits declared on this filing
Health: the largest of the 2 insured health contracts, with BLUECROSS BLUESHIELD OF ILLINOIS, covers 1,183 of 42,001 participants (2.8%) on Schedule A.
Also declared: death benefits, other welfare.
Declared benefits are the plan’s own line 8b codes on Form 5500. “Not on Schedule A” means no insured contract for that line appears on this filing. That usually means the benefit is self-funded, or it sits under a different plan number.
Where a line has more than one insured contract, the carrier and the covered figure are the largest contract's by premium. The contracts are not added up: a pharmacy carve-out and the medical carrier beside it cover the same people.
Persons covered is the count the carrier filed for that policy at the end of its policy year, and it can include dependents. Participants is the plan's own count at the start of its plan year. The two count different people, so a covered figure can be larger.
Plan brief
Schedule A lists 20 insured contracts covering health, dental, life and disability; the largest, with DELTA DENTAL INSURANCE COMPANY, covers 80,818 people.
Reported premium across the insured contracts is $89,670,676, with $886,884 in disclosed broker commissions — about 1% of premium.
The most recent policy period ended in December, and the plan year ends December 31. Group contracts typically renew on that annual cycle.
WILLIS TOWERS WATSON US LLC is the broker of record on 8 of the 20 contracts; the rest name a different broker or none.
9 carriers appear on the filing, including DELTA DENTAL INSURANCE COMPANY, METROPOLITAN LIFE INSURANCE COMPANY, BLUECROSS BLUESHIELD OF ILLINOIS and KAISER FOUNDATION HEALTH PLAN OF GEORGIA, INC.. DELTA DENTAL INSURANCE COMPANY writes the largest contract by premium.
Schedule A insurance contracts
| Carrier | Benefits | Covered | Renews | Premium | Commission |
|---|---|---|---|---|---|
| METROPOLITAN LIFE INSURANCE COMPANY | Life | 28,456 | Jan 1, 2025 | $19,680,246 | $296,661 |
| DELTA DENTAL INSURANCE COMPANY | Dental | 80,818 | Jan 1, 2025 | $26,287,993 | $262,847 |
| METROPOLITAN LIFE INSURANCE COMPANY | Disability | 27,910 | Jan 1, 2025 | $19,267,649 | $176,872 |
| METROPOLITAN LIFE INSURANCE COMPANY | — | 63,135 | Jan 1, 2025 | $3,083,246 | $74,075 |
| GENWORTH LIFE INSURANCE COMPANY | Life | 516 | Jan 1, 2025 | $633,077 | $20,032 |
| METROPOLITAN LIFE INSURANCE COMPANY | Disability | 3,496 | Jan 1, 2025 | $381,897 | $19,173 |
| METROPOLITAN LIFE INSURANCE COMPANY | Life | 30,104 | Jan 1, 2025 | $2,006,624 | $14,675 |
| METROPOLITAN LIFE INSURANCE COMPANY | Disability | 1,864 | Jan 1, 2025 | $271,151 | $13,613 |
| GENWORTH LIFE INSURANCE COMPANY | Life | 118 | Jan 1, 2025 | $175,535 | $5,176 |
| PROVIDENT LIFE AND ACCIDENT INSURANCE COMPANY | Disability | 129 | Jan 1, 2025 | $208,676 | $2,932 |
| PROVIDENT LIFE AND ACCIDENT INSURANCE COMPANY | Disability | 28 | Jan 1, 2025 | $46,042 | $791 |
| PROVIDENT LIFE AND ACCIDENT INSURANCE COMPANY | Disability | 45 | Jan 1, 2025 | $13,056 | $37 |
| BLUECROSS BLUESHIELD OF ILLINOIS | Health | 1,183 | Jan 1, 2025 | $10,039,226 | $0 |
| KAISER FOUNDATION HEALTH PLAN OF GEORGIA, INC. | Health | 743 | Jan 1, 2025 | $4,449,820 | $0 |
| JOHN HANCOCK LIFE INSURANCE COMPANY | — | 893 | Jan 1, 2025 | $1,504,992 | $0 |
| NEW DIRECTIONS BEHAVIORAL HEALTH | — | 34,334 | Jan 1, 2025 | $622,697 | $0 |
| PROVIDENT LIFE AND ACCIDENT INSURANCE COMPANY | Disability | 468 | Jan 1, 2025 | $549,907 | $0 |
| JOHN HANCOCK LIFE INSURANCE COMPANY | — | 264 | Jan 1, 2025 | $249,449 | $0 |
| METROPOLITAN LIFE INSURANCE COMPANY | — | 28,167 | Jan 1, 2025 | $116,661 | $0 |
| BLUE CROSS AND BLUE SHIELD OF ALABAMA | Dental | 19 | Jan 1, 2025 | $82,732 | $0 |
Premium and claims on these contracts
BLUECROSS BLUESHIELD OF ILLINOIS, contract 257068. For the contract year on this filing, the carrier reported $10,039,226 in premium earned and $10,253,396 in claims incurred. Dividing one by the other gives 102%.
BLUE CROSS AND BLUE SHIELD OF ALABAMA, contract 50050. For the contract year on this filing, the carrier reported $82,732 in premium earned and $6,668 in claims incurred. Dividing one by the other gives 8%.
- BLUECROSS BLUESHIELD OF ILLINOIS, contract 257068 reported $-214,171 in retention.
- BLUE CROSS AND BLUE SHIELD OF ALABAMA, contract 50050 reported $7,016 in retention.
Retention is what the carrier kept of the premium after claims, as reported: administration, commissions and other charges.
Only experience-rated contracts report these figures, so most filings leave them blank.
Covered = persons covered at policy year end, as filed on Schedule A for that policy — often certificates or one class, not the whole plan. Premium = the filing’s own premium/charges figure; “—” means not credibly reported.
Administrator and service providers
The plan administrator is from line 3a of the main form. We publish company names only.
Other plans filed by this employer
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