Form 5500 · Employee benefit plan · COLUMBIA, SC
SOUTH CAROLINA DENTAL ASSOCIATION
The filing calls this plan SOUTH CAROLINA DENTAL ASSOCIATION GROUP INSURANCE TRUST.
SOUTH CAROLINA DENTAL ASSOCIATION of COLUMBIA, SC files a Form 5500 with the U.S. Department of Labor disclosing its employee benefit plan. Its broker of record is SCDA MEMBER BENEFITS GROUP. Coverage is written through BLUE CROSS BLUE SHIELD OF SOUTH CAROLINA and 1 other carrier. The plan's most recent policy period ended in January.
Sourced from U.S. DOL EFAST2 Form 5500 · EIN 81-6916597 · plan 501 · plan year 2025, filed Sep 24, 2025
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22 other employer plans in South Carolina have policy years ending in January. See the full list on the renewal calendar, or ask for it in Claude or ChatGPT.
How this plan is funded
Fully insured as reported
The plan's own financial statement reports paying insurance carriers about what the insurance contracts report in premium.
The filing says this plan is subject to the Form M-1 requirement for multiple-employer welfare arrangements.
Benefits declared on this filing
Declared benefits are the plan’s own line 8b codes on Form 5500. “Not on Schedule A” means no insured contract for that line appears on this filing. That usually means the benefit is self-funded, or it sits under a different plan number.
Persons covered is the count the carrier filed for that policy at the end of its policy year, and it can include dependents. Participants is the plan's own count at the start of its plan year. The two count different people, so a covered figure can be larger.
Plan brief
Schedule A lists 4 insured contracts covering health, dental, vision and life; the largest, with BLUE CROSS BLUE SHIELD OF SOUTH CAROLINA, covers 781 people.
Reported premium across the insured contracts is $10,827,712, with $4,198 in disclosed broker commissions — about 0% of premium.
The most recent policy period ended in January, and the plan year ends January 31. Group contracts typically renew on that annual cycle.
SCDA MEMBER BENEFITS GROUP is the broker of record on 1 of the 4 contracts; the rest name a different broker or none.
Two carriers split the book: BLUE CROSS BLUE SHIELD OF SOUTH CAROLINA and COMPANION LIFE INSURANCE COMPANY.
Schedule A insurance contracts
| Carrier | Benefits | Covered | Renews | Premium | Commission |
|---|---|---|---|---|---|
| COMPANION LIFE INSURANCE COMPANY | Life | 778 | Feb 1, 2025 | $47,768 | $4,198 |
| BLUE CROSS BLUE SHIELD OF SOUTH CAROLINA | Health | 781 | Feb 1, 2025 | $10,691,196 | $0 |
| BLUE CROSS BLUE SHIELD OF SOUTH CAROLINA | Dental | 119 | Feb 1, 2025 | $64,725 | $0 |
| BLUE CROSS BLUE SHIELD OF SOUTH CAROLINA | Vision | 327 | Feb 1, 2025 | $24,023 | $0 |
Premium and claims on these contracts
BLUE CROSS BLUE SHIELD OF SOUTH CAROLINA, contract VARIOUS. For the contract year on this filing, the carrier reported $10,691,196 in premium earned and $7,865,067 in claims incurred. Dividing one by the other gives 74%.
BLUE CROSS BLUE SHIELD OF SOUTH CAROLINA, contract VARIOUS. For the contract year on this filing, the carrier reported $64,725 in premium earned and $63,155 in claims incurred. Dividing one by the other gives 98%.
- BLUE CROSS BLUE SHIELD OF SOUTH CAROLINA, contract VARIOUS reported $1,827,230 in retention.
- BLUE CROSS BLUE SHIELD OF SOUTH CAROLINA, contract VARIOUS reported $16,232 in retention.
Retention is what the carrier kept of the premium after claims, as reported: administration, commissions and other charges.
Only experience-rated contracts report these figures, so most filings leave them blank.
Covered = persons covered at policy year end, as filed on Schedule A for that policy — often certificates or one class, not the whole plan. Premium = the filing’s own premium/charges figure; “—” means not credibly reported.
Administrator and service providers
The plan administrator is from line 3a of the main form. The service providers are named on Schedule C of this filing. We publish company names only.
Money the plan held and paid out
Sourced from U.S. DOL EFAST2 Form 5500 · Schedule H
These are the plan's own figures from Schedule H, the financial statement it files. They are not the premium on Schedule A.
How this plan compares
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Renewal calendar
22 other employer plans in South Carolina are February 1 renewals (policy year ends January).
Their policy years end in January, like this plan’s, so most renew February 1. The calendar lists every insured group by renewal date and state, with broker of record, carrier and disclosed commission. You can preview the five largest in each month for free.
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