Form 5500 · Employee benefit plan · HAGERSTOWN, MD
SMITH ELLIOTT KEARNS & COMPANY, LLC
SMITH ELLIOTT KEARNS & COMPANY, LLC of HAGERSTOWN, MD files a Form 5500 with the U.S. Department of Labor disclosing its employee benefit plan. Its broker of record is STRICKLER AGENCY INC. Coverage is written through CAREFIRST OF MARYLAND, INC. and 1 other carrier. The plan's most recent policy period ended in September.
Sourced from U.S. DOL EFAST2 Form 5500 · EIN 52-0783935 · plan 502 · as of Aug 2026
Plan brief
Schedule A lists 2 insured contracts covering health, dental, vision, life and disability; the largest, with CAREFIRST OF MARYLAND, INC., covers 146 people.
Reported premium across the insured contracts is $1,361,943, with $13,254 in disclosed broker commissions — about 1% of premium.
The health contract's policy period ended in September, while at least one ancillary line renews in July — the plan is on a split renewal cycle.
STRICKLER AGENCY INC is the broker of record on 1 of the 2 contracts; the rest name a different broker or none.
Two carriers split the book: CAREFIRST OF MARYLAND, INC. and PRINCIPAL LIFE INSURANCE COMPANY.
Schedule A insurance contracts
| Carrier | Benefits | Covered | Renews | Premium | Commission |
|---|---|---|---|---|---|
| CAREFIRST OF MARYLAND, INC. | Health, Dental, Vision | 146 | September | $1,281,885 | $7,140 |
| PRINCIPAL LIFE INSURANCE COMPANY | Life, Disability | 182 | July | $80,058 | $6,114 |
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