Form 5500 · Employee benefit plan · LAS VEGAS, NV
SMGHA NEVADA, LLC DBA PALMS CASINO RESORT
Public Form 5500 records show how SMGHA NEVADA, LLC DBA PALMS CASINO RESORT of LAS VEGAS, NV, a hospitality and food service employer, structures its employee benefits. Its broker of record is CUSTOM BENEFIT CONSULTANTS. Coverage is written through HEALTH PLAN OF NEVADA/SIERRA HEALTH & LIFE and 3 other carriers. The plan's most recent policy period ended in December.
Sourced from U.S. DOL EFAST2 Form 5500 · EIN 87-1815815 · plan 501 · as of Aug 2026
Plan brief
Schedule A lists 7 insured contracts covering health, dental, vision, life and disability; the largest, with HEALTH PLAN OF NEVADA/SIERRA HEALTH & LIFE, covers 1,303 people.
Reported premium across the insured contracts is $8,688,887, with $73,330 in disclosed broker commissions — about 0.8% of premium.
The most recent policy period ended in December, and the plan year ends December 31. Group contracts typically renew on that annual cycle.
CUSTOM BENEFIT CONSULTANTS is the broker of record on 5 of the 7 contracts; the rest name a different broker or none.
4 carriers appear on the filing — HEALTH PLAN OF NEVADA/SIERRA HEALTH & LIFE, UNITEDHEALTHCARE INSURANCE COMPANY, METROPOLITAN LIFE INSURANCE COMPANY and METROPOLITAN GENERAL INSURANCE COMPANY — with HEALTH PLAN OF NEVADA/SIERRA HEALTH & LIFE writing the largest contract by premium.
Schedule A insurance contracts
| Carrier | Benefits | Covered | Renews | Premium | Commission |
|---|---|---|---|---|---|
| METROPOLITAN LIFE INSURANCE COMPANY | Life, Disability | 1,773 | December | $396,420 | $48,884 |
| METROPOLITAN LIFE INSURANCE COMPANY | Health | 160 | December | $55,965 | $8,387 |
| METROPOLITAN LIFE INSURANCE COMPANY | Health | 181 | December | $47,859 | $7,174 |
| METROPOLITAN LIFE INSURANCE COMPANY | Health | 139 | December | $43,774 | $6,567 |
| METROPOLITAN GENERAL INSURANCE COMPANY | — | 105 | December | $18,598 | $2,318 |
| HEALTH PLAN OF NEVADA/SIERRA HEALTH & LIFE | Health | 1,303 | December | $7,570,100 | $0 |
| UNITEDHEALTHCARE INSURANCE COMPANY | Dental, Vision | 423 | December | $556,171 | $0 |
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