Form 5500 · Employee benefit plan · PINE BLUFF, AR
SIMMONS FIRST NATIONAL CORPORATION
Public Form 5500 records show how SIMMONS FIRST NATIONAL CORPORATION of PINE BLUFF, AR, a finance and insurance employer, structures its employee benefits. Its broker of record is SIMMONS FIRST INSURANCE SERVICE. Coverage is written through UNUM LIFE INSURANCE COMPANY OF AMERICA and 4 other carriers. The plan's most recent policy period ended in December.
Sourced from U.S. DOL EFAST2 Form 5500 · EIN 71-0407808 · plan 504 · as of Aug 2026
Plan brief
Schedule A lists 8 insured contracts covering health, vision, life, disability and stop-loss; the largest, with UNUM LIFE INSURANCE COMPANY OF AMERICA, covers 2,938 people.
The medical plan carries stop-loss coverage, which usually signals a self-funded health plan with insured protection against large claims.
Reported premium across the insured contracts is $4,193,361, with $401,904 in disclosed broker commissions — about 9.6% of premium.
The most recent policy period ended in December, and the plan year ends December 31. Group contracts typically renew on that annual cycle.
SIMMONS FIRST INSURANCE SERVICE is the broker of record on 5 of the 8 contracts; the rest name a different broker or none.
Schedule A insurance contracts
| Carrier | Benefits | Covered | Renews | Premium | Commission |
|---|---|---|---|---|---|
| UNUM LIFE INSURANCE COMPANY OF AMERICA | Life | 2,938 | December | $1,573,113 | $196,639 |
| UNUM LIFE INSURANCE COMPANY OF AMERICA | — | 2,913 | December | $789,025 | $96,656 |
| UNUM LIFE INSURANCE COMPANY OF AMERICA | Disability | 2,913 | December | $642,142 | $70,636 |
| METROPOLITAN LIFE INSURANCE COMPANY | Vision | 4,313 | December | $350,771 | $32,224 |
| UNUM LIFE INSURANCE COMPANY OF AMERICA | — | 43 | December | $33,330 | $5,749 |
| BLUE CROSS BLUE SHIELD OF ARKANSAS | Health | 19 | December | $66,182 | $0 |
| GERBER LIFE INSURANCE COMPANY | Stop-loss | 2,260 | December | $682,824 | $0 |
| METLIFE LEGAL PLANS, INC. | — | 322 | December | $55,974 | $0 |
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