Form 5500 · Employee benefit plan · LUBBOCK, TX
SIMFLO, INC.
The filing calls this plan SIMFLO LIFE PLAN.
Public Form 5500 records show how SIMFLO, INC. of LUBBOCK, TX, a manufacturing employer, structures its employee benefits. Its broker of record is WTA ED STEPHENS INS. SRVC., INC. Coverage is written through STANDARD INSURANCE COMPANY. The plan's most recent policy period ended in December.
Sourced from U.S. DOL EFAST2 Form 5500 · EIN 75-2853292 · plan 504 · plan year 2024, filed Jun 16, 2025
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How this plan is funded
Funding not settled by the filing
The filing does not report enough to settle how this plan pays for benefits.
Benefits declared on this filing
Declared benefits are the plan’s own line 8b codes on Form 5500. “Not on Schedule A” means no insured contract for that line appears on this filing. That usually means the benefit is self-funded, or it sits under a different plan number.
Persons covered is the count the carrier filed for that policy at the end of its policy year, and it can include dependents. Participants is the plan's own count at the start of its plan year. The two count different people, so a covered figure can be larger.
Plan brief
The filing discloses a single insured line, life, through STANDARD INSURANCE COMPANY, covering 157 people.
Reported premium across the insured contracts is $51,756, with $6,317 in disclosed broker commissions — about 12% of premium.
The most recent policy period ended in December, and the plan year ends December 31. Group contracts typically renew on that annual cycle.
Schedule A insurance contracts
| Carrier | Benefits | Covered | Renews | Premium | Commission |
|---|---|---|---|---|---|
| STANDARD INSURANCE COMPANY | Life | 157 | Jan 1, 2025 | $51,756 | $6,317 |
Premium and claims on this contract
STANDARD INSURANCE COMPANY, contract 170965. For the contract year on this filing, the carrier reported $51,183 in premium earned and $343 in claims incurred. Dividing one by the other gives 1%.
- STANDARD INSURANCE COMPANY, contract 170965 reported $50,843 in retention.
Retention is what the carrier kept of the premium after claims, as reported: administration, commissions and other charges.
Only experience-rated contracts report these figures, so most filings leave them blank.
Covered = persons covered at policy year end, as filed on Schedule A for that policy — often certificates or one class, not the whole plan. Premium = the filing’s own premium/charges figure; “—” means not credibly reported.
Administrator and service providers
The plan administrator is from line 3a of the main form. We publish company names only.
Reported to OSHA
Reported to OSHA for 2025: 134 employees, 1 recordable cases, 0 days away from work.
Source: OSHA Injury Tracking Application establishment data, 2025.
Other plans filed by this employer
How this plan compares
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