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Form 5500 · Employee benefit plan · SHUQUALAK, MS

SHUQUALAK LUMBER CO, INC.

The filing calls this plan SHUQUALAK LUMBER CO. INC. EMPLOYEE BENEFITS PLAN.

SHUQUALAK LUMBER CO, INC. of SHUQUALAK, MS insures health, dental, vision, life and disability coverage for its employees, per Schedule A of its Form 5500. Its broker of record is KYLE BAILEY. Coverage is written through BLUE CROSS & BLUE SHIELD OF MISSISSIPPI, A MUTUAL INSURANCE COMPANY and 3 other carriers. The plan's most recent policy period ended in March.

Benefits broker of record
Policy year ends
Marchas filed for plan year 2026

Sourced from U.S. DOL EFAST2 Form 5500 · EIN 64-0431285 · plan 502 · plan year 2026, filed Aug 14, 2026

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How this plan is funded

Fully insured as reported

The filing reports medical coverage through an insurance contract on Schedule A, and no money paid for benefits by the plan itself.

All participants at the start of the year
110
Active at start of year
110
Active at end of year
108
Disclosed commissions
$37,387
Typical renewal
April 1

Benefits declared on this filing

Healthinsured — BLUE CROSS & BLUE SHIELD OF MISSISSIPPI, A MUTUAL INSURANCE COMPANY150 of 110 participants
Dentalinsured — STARMOUNT LIFE INSURANCE COMPANY101 of 110 participants (92%)
Visioninsured — STARMOUNT LIFE INSURANCE COMPANY101 of 110 participants (92%)
Lifeinsured — UNUM LIFE INSURANCE COMPANY OF AMERICA108 of 110 participants (98%) on the largest contract
Disabilityinsured — UNUM LIFE INSURANCE COMPANY OF AMERICA108 of 110 participants (98%) on the largest contract

Also declared: other welfare.

Declared benefits are the plan’s own line 8b codes on Form 5500. “Not on Schedule A” means no insured contract for that line appears on this filing. That usually means the benefit is self-funded, or it sits under a different plan number.

Where a line has more than one insured contract, the carrier and the covered figure are the largest contract's by premium. The contracts are not added up: a pharmacy carve-out and the medical carrier beside it cover the same people.

Persons covered is the count the carrier filed for that policy at the end of its policy year, and it can include dependents. Participants is the plan's own count at the start of its plan year. The two count different people, so a covered figure can be larger.

Plan brief

Schedule A lists 7 insured contracts covering health, dental, vision, life and disability; the largest, with BLUE CROSS & BLUE SHIELD OF MISSISSIPPI, A MUTUAL INSURANCE COMPANY, covers 150 people.

Reported premium across the insured contracts is $1,064,174, with $37,387 in disclosed broker commissions — about 3.5% of premium.

The health contract's policy period ended in March, while at least one ancillary line's policy period ended in December. The plan is on a split renewal cycle.

KYLE BAILEY is the broker of record on 1 of the 7 contracts; the rest name a different broker or none.

4 carriers appear on the filing, including BLUE CROSS & BLUE SHIELD OF MISSISSIPPI, A MUTUAL INSURANCE COMPANY, STARMOUNT LIFE INSURANCE COMPANY, UNUM LIFE INSURANCE COMPANY OF AMERICA and RELIASTAR LIFE INSURANCE COMPANY. BLUE CROSS & BLUE SHIELD OF MISSISSIPPI, A MUTUAL INSURANCE COMPANY writes the largest contract by premium.

Schedule A insurance contracts

CarrierBenefitsCoveredRenewsPremiumCommission
BLUE CROSS & BLUE SHIELD OF MISSISSIPPI, A MUTUAL INSURANCE COMPANYHealth150Apr 1, 2026$927,033$22,389
STARMOUNT LIFE INSURANCE COMPANYDental, Vision101Apr 1, 2026$57,323$6,131
UNUM LIFE INSURANCE COMPANY OF AMERICALife, Disability108Apr 1, 2026$39,496$5,417
UNUM LIFE INSURANCE COMPANY OF AMERICADisability66Apr 1, 2026$33,153$2,915
RELIASTAR LIFE INSURANCE COMPANY—2Jan 1, 2026$3,016$452
RELIASTAR LIFE INSURANCE COMPANYLife7Jan 1, 2026$3,662$73
RELIASTAR LIFE INSURANCE COMPANYLife1Jan 1, 2026$491$10

Premium and claims on this contract

BLUE CROSS & BLUE SHIELD OF MISSISSIPPI, A MUTUAL INSURANCE COMPANY, contract 0003902 ET AL. For the contract year on this filing, the carrier reported $927,033 in premium earned and $713,183 in claims incurred. Dividing one by the other gives 77%.

  • BLUE CROSS & BLUE SHIELD OF MISSISSIPPI, A MUTUAL INSURANCE COMPANY, contract 0003902 ET AL reported $115,092 in retention.

Retention is what the carrier kept of the premium after claims, as reported: administration, commissions and other charges.

Only experience-rated contracts report these figures, so most filings leave them blank.

Covered = persons covered at policy year end, as filed on Schedule A for that policy — often certificates or one class, not the whole plan. Premium = the filing’s own premium/charges figure; “—” means not credibly reported.

See the filing at the Department of Labor

Administrator and service providers

Plan administrator on the filing
SHUQUALAK LUMBER CO, INC.
EIN 64-0431285

The plan administrator is from line 3a of the main form. We publish company names only.

How this plan compares

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