Form 5500 · Employee benefit plan · GAINESVILLE, FL
SHANDS TEACHING HOSPITAL AND CLINICS, INC.
Public Form 5500 records show how SHANDS TEACHING HOSPITAL AND CLINICS, INC. of GAINESVILLE, FL, a health care and social assistance employer, structures its employee benefits. Its broker of record is AP BENEFIT ADVISORS, LLC. Coverage is written through AMERICAN HERITAGE LIFE INSURANCE COMPANY and 4 other carriers. The plan's most recent policy period ended in December.
Sourced from U.S. DOL EFAST2 Form 5500 · EIN 59-1943502 · plan 518 · as of Aug 2026
Plan brief
All 6 insured contracts are life coverage, split across AMERICAN HERITAGE LIFE INSURANCE COMPANY, COMBINED INSURANCE COMPANY and PROVIDENT LIFE AND ACCIDENT INSURANCE COMPANY and others.
Reported premium across the insured contracts is $7,581,304, with $1,535,875 in disclosed broker commissions — about 20% of premium.
The most recent policy period ended in December, and the plan year ends December 31. Group contracts typically renew on that annual cycle.
AP BENEFIT ADVISORS, LLC is the broker of record on 3 of the 6 contracts; the rest name a different broker or none.
5 carriers appear on the filing — AMERICAN HERITAGE LIFE INSURANCE COMPANY, COMBINED INSURANCE COMPANY, PROVIDENT LIFE AND ACCIDENT INSURANCE COMPANY and TRANSAMERICA LIFE INSURANCE COMPANY among them — with AMERICAN HERITAGE LIFE INSURANCE COMPANY writing the largest contract by premium.
Schedule A insurance contracts
| Carrier | Benefits | Covered | Renews | Premium | Commission |
|---|---|---|---|---|---|
| AMERICAN HERITAGE LIFE INSURANCE COMPANY | Life | 4,049 | December | $4,251,247 | $1,082,925 |
| COMBINED INSURANCE COMPANY | Life | 4,950 | December | $2,278,414 | $283,862 |
| AMERICAN HERITAGE LIFE INSURANCE COMPANY | — | 2,493 | December | $737,560 | $159,024 |
| PROVIDENT LIFE AND ACCIDENT INSURANCE COMPANY | Life | 782 | December | $176,671 | $5,232 |
| TRANSAMERICA LIFE INSURANCE COMPANY | Life | 522 | December | $132,971 | $4,302 |
| LIFESECURE INSURANCE COMPANY | — | 11,438 | December | $4,441 | $530 |
More employer plans in Florida — largest plans, brokers, carriers and renewal months.