Form 5500 · Employee benefit plan · WEST CHESTER, OH
SENTRILOCK, LLC
The filing calls this plan SENTRILOCK LLC WELFARE PLAN.
SENTRILOCK, LLC of WEST CHESTER, OH files a Form 5500 with the U.S. Department of Labor disclosing its employee benefit plan. Its broker of record is CORPORATE PLANS, LLC. Coverage is written through RXBENEFITS, INC. and 5 other carriers. The plan's most recent policy period ended in December.
Sourced from U.S. DOL EFAST2 Form 5500 · EIN 20-0070121 · plan 501 · plan year 2025, filed Apr 27, 2026
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How this plan is funded
Fully insured as reported
The filing reports medical coverage through an insurance contract on Schedule A, and no money paid for benefits by the plan itself.
A stop-loss policy appears on a Form 5500 only when the plan itself is the beneficiary, or the premiums are paid from plan money. Many employers buy stop-loss and never report it here. So a plan with no stop-loss on its filing may still have it.
Benefits declared on this filing
Declared benefits are the plan’s own line 8b codes on Form 5500. “Not on Schedule A” means no insured contract for that line appears on this filing. That usually means the benefit is self-funded, or it sits under a different plan number.
Where a line has more than one insured contract, the carrier and the covered figure are the largest contract's by premium. The contracts are not added up: a pharmacy carve-out and the medical carrier beside it cover the same people.
Persons covered is the count the carrier filed for that policy at the end of its policy year, and it can include dependents. Participants is the plan's own count at the start of its plan year. The two count different people, so a covered figure can be larger.
Plan brief
Schedule A lists 12 insured contracts covering health, dental, vision, life, disability and stop-loss; the largest, with RXBENEFITS, INC., covers 127 people.
The filing lists a stop-loss contract. On its own that does not settle whether the plan pays its own claims.
Reported premium across the insured contracts is $1,114,098, with $60,733 in disclosed broker commissions — about 5.5% of premium.
The health contract's policy period ended in December, while at least one ancillary line's policy period ended in September. The plan is on a split renewal cycle.
CORPORATE PLANS, LLC is the broker of record on 6 of the 12 contracts; the rest name a different broker or none.
Schedule A insurance contracts
| Carrier | Benefits | Covered | Renews | Premium | Commission |
|---|---|---|---|---|---|
| HCC LIFE INSURANCE COMPANY | Stop-loss | 128 | Oct 1, 2025 | $269,050 | $26,905 |
| HCC LIFE INSURANCE COMPANY | Stop-loss | 123 | Jan 1, 2026 | $100,536 | $10,054 |
| THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | Disability | 158 | Jan 1, 2026 | $53,446 | $8,017 |
| THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | Disability | 158 | Jan 1, 2026 | $29,296 | $4,394 |
| THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | — | 60 | Jan 1, 2026 | $22,812 | $3,422 |
| THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | Life | 158 | Jan 1, 2026 | $17,063 | $2,560 |
| THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | — | 37 | Jan 1, 2026 | $11,546 | $2,301 |
| THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | — | 46 | Jan 1, 2026 | $9,148 | $1,825 |
| EYEMED VISION CARE | Vision | 171 | Jan 1, 2026 | $12,347 | $1,255 |
| RXBENEFITS, INC. | Health | 127 | Jan 1, 2026 | $514,682 | $0 |
| SUN LIFE ASSURANCE COMPANY OF CANADA | Dental | 123 | Jan 1, 2026 | $69,507 | $0 |
| CANOPY | — | 176 | Jan 1, 2026 | $4,665 | $0 |
Covered = persons covered at policy year end, as filed on Schedule A for that policy — often certificates or one class, not the whole plan. Premium = the filing’s own premium/charges figure; “—” means not credibly reported.
Administrator and service providers
The plan administrator is from line 3a of the main form. The service providers are named on Schedule C of this filing. We publish company names only.
Reported to OSHA
Reported to OSHA for 2025: 175 employees, 0 recordable cases, 0 days away from work.
Source: OSHA Injury Tracking Application establishment data, 2025.
Other plans filed by this employer
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