Form 5500 · Employee benefit plan · WILMINGTON, DE
SENTINEL TRANSPORTATION, LLC
The filing calls this plan SENTINEL TRANSPORTATION, LLC WELFARE BENEFIT PLAN.
Public Form 5500 records show how SENTINEL TRANSPORTATION, LLC of WILMINGTON, DE, a transportation and logistics employer, structures its employee benefits. Its broker of record is THE HILB GROUP OF MARYLAND, LLC. Coverage is written through KAISER FOUNDATION HEALTH PLAN, INC. and 5 other carriers. The plan's most recent policy period ended in December.
Sourced from U.S. DOL EFAST2 Form 5500 · EIN 51-0392463 · plan 567 · plan year 2025, filed Jul 28, 2026
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203 other employer plans in Delaware have policy years ending in December. See the full list on the renewal calendar, or ask for it in Claude or ChatGPT.
How this plan is funded
Fully insured as reported
The filing reports medical coverage through an insurance contract on Schedule A, and no money paid for benefits by the plan itself.
Benefits declared on this filing
2 contracts on this filing do not say which benefits they cover, so a line above may be insured by one of them.
Also declared: prepaid legal, other welfare.
Declared benefits are the plan’s own line 8b codes on Form 5500. “Not on Schedule A” means no insured contract for that line appears on this filing. That usually means the benefit is self-funded, or it sits under a different plan number.
Where a line has more than one insured contract, the carrier and the covered figure are the largest contract's by premium. The contracts are not added up: a pharmacy carve-out and the medical carrier beside it cover the same people.
Persons covered is the count the carrier filed for that policy at the end of its policy year, and it can include dependents. Participants is the plan's own count at the start of its plan year. The two count different people, so a covered figure can be larger.
Plan brief
Schedule A lists 7 insured contracts covering health, vision and life.
The filing declares health, vision, life and dental. Dental appears with no insured contract on Schedule A. That coverage may be self-funded, placed with a carrier that is not on this filing, or written on one of the 2 contracts here that do not say what they cover.
Reported premium across the insured contracts is $2,582,532, with $81,441 in disclosed broker commissions — about 3.2% of premium.
The most recent policy period ended in December, and the plan year ends December 31. Group contracts typically renew on that annual cycle.
THE HILB GROUP OF MARYLAND, LLC is the broker of record on 2 of the 7 contracts; the rest name a different broker or none.
Schedule A insurance contracts
| Carrier | Benefits | Covered | Renews | Premium | Commission |
|---|---|---|---|---|---|
| THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | Life | 1,009 | Jan 1, 2026 | $543,408 | $61,176 |
| THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | — | 253 | Jan 1, 2026 | $50,755 | $12,689 |
| VISION BENEFITS OF AMERICA | Vision | 670 | Jan 1, 2026 | $79,647 | $3,982 |
| PRE-PAID LEGAL SERVICES INC DBA LEGAL SHIELD | — | 117 | Jan 1, 2026 | $19,185 | $3,594 |
| KAISER FOUNDATION HEALTH PLAN, INC. | Health | 130 | Jan 1, 2026 | $1,096,410 | $0 |
| KAISER FOUNDATION HEALTH PLAN, INC. | Health | 119 | Jan 1, 2026 | $780,269 | $0 |
| JANUS ASSOCIATES, INC. DBA BHS | Health | 724 | Jan 1, 2026 | $12,858 | $0 |
Premium and claims on this contract
VISION BENEFITS OF AMERICA, contract 429. For the contract year on this filing, the carrier reported $79,647 in premium earned and $74,214 in claims incurred. Dividing one by the other gives 93%.
- VISION BENEFITS OF AMERICA, contract 429 reported $16,726 in retention.
Retention is what the carrier kept of the premium after claims, as reported: administration, commissions and other charges.
Only experience-rated contracts report these figures, so most filings leave them blank.
Covered = persons covered at policy year end, as filed on Schedule A for that policy — often certificates or one class, not the whole plan. Premium = the filing’s own premium/charges figure; “—” means not credibly reported.
Administrator and service providers
The plan administrator is from line 3a of the main form. We publish company names only.
Other plans filed by this employer
How this plan compares
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Renewal calendar
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