Form 5500 · Employee benefit plan · MEMPHIS, TN
SEDGWICK CLAIMS MANAGEMENT SERVICES, INC.
The filing calls this plan SEDGWICK WELFARE BENEFITS PLAN.
SEDGWICK CLAIMS MANAGEMENT SERVICES, INC. of MEMPHIS, TN is a 23,442-participant finance and insurance employer whose group benefits are disclosed in its annual Form 5500 filing. Its broker of record is PACIFIC RESOURCES BENEFITS ADVISORS. Coverage is written through PRUDENTIAL INSURANCE COMPANY OF AMERICA and 8 other carriers. The plan's most recent policy period ended in December.
Sourced from U.S. DOL EFAST2 Form 5500 · EIN 36-2685608 · plan 508 · plan year 2025, filed Sep 14, 2026
Get an email when this employer files a new Form 5500, and again about four months before its plan renews.
1,160 other employer plans in Tennessee have policy years ending in December. See the full list on the renewal calendar, or ask for it in Claude or ChatGPT.
How this plan is funded
Both, as reported
The medical insurance contracts on the filing cover fewer than half the people in the plan, so the rest is paid another way.
A stop-loss policy appears on a Form 5500 only when the plan itself is the beneficiary, or the premiums are paid from plan money. Many employers buy stop-loss and never report it here. So a plan with no stop-loss on its filing may still have it.
Benefits declared on this filing
Health: the largest of the 7 insured health contracts, with KAISER FOUNDATION HEALTH PLAN, INC., covers 847 of 23,442 participants (3.6%) on Schedule A.
One contract on this filing does not say which benefits it covers, so a line above may be insured by it.
Declared benefits are the plan’s own line 8b codes on Form 5500. “Not on Schedule A” means no insured contract for that line appears on this filing. That usually means the benefit is self-funded, or it sits under a different plan number.
Where a line has more than one insured contract, the carrier and the covered figure are the largest contract's by premium. The contracts are not added up: a pharmacy carve-out and the medical carrier beside it cover the same people.
Persons covered is the count the carrier filed for that policy at the end of its policy year, and it can include dependents. Participants is the plan's own count at the start of its plan year. The two count different people, so a covered figure can be larger.
Plan brief
Schedule A lists 13 insured contracts covering health, vision, life, disability and stop-loss; the largest, with PRUDENTIAL INSURANCE COMPANY OF AMERICA, covers 23,802 people.
The filing declares vision, life, disability and dental. Dental appears with no insured contract on Schedule A. That coverage may be self-funded, placed with a carrier that is not on this filing, or written on the contract here that does not say what it covers.
The medical plan carries stop-loss coverage: the filing reports the plan paying its own health claims, with insured protection against large ones.
Reported premium across the insured contracts is $43,234,121, with $1,122,948 in disclosed broker commissions — about 2.6% of premium.
The most recent policy period ended in December, and the plan year ends December 31. Group contracts typically renew on that annual cycle.
Schedule A insurance contracts
| Carrier | Benefits | Covered | Renews | Premium | Commission |
|---|---|---|---|---|---|
| PRUDENTIAL INSURANCE COMPANY OF AMERICA | Life, Disability | 23,802 | Jan 1, 2026 | $16,156,659 | $896,034 |
| EYEMED VISION CARE PLUS | Vision | 18,295 | Jan 1, 2026 | $2,057,137 | $158,129 |
| EYEMED - BASIC | Vision | 13,433 | Jan 1, 2026 | $918,059 | $68,785 |
| FUSION INSURANCE, LLC | Stop-loss | 201,598 | Jan 1, 2026 | $5,803,909 | $0 |
| KAISER FOUNDATION HEALTH PLAN, INC. | Health | 847 | Jan 1, 2026 | $5,679,119 | $0 |
| KAISER FOUNDATION HEALTH PLAN, INC. | Health | 572 | Jan 1, 2026 | $4,815,546 | $0 |
| UNITEDHEALTHCARE INSURANCE COMPANY | Health | 57 | Jan 1, 2026 | $2,682,425 | $0 |
| FUSION INSURANCE, LLC | Stop-loss | 201,598 | Jan 1, 2026 | $2,207,498 | $0 |
| UNITEDHEALTHCARE INSURANCE COMPANY | Health | 101 | Jan 1, 2026 | $1,046,430 | $0 |
| HMSA BLUE CROSS BLUE SHIELD OF HAWAII | Health | 57 | Jan 1, 2026 | $690,402 | $0 |
| LEGALPLANS, USA | — | 2,970 | Jan 1, 2026 | $562,220 | $0 |
| KAISER FOUNDATION HEALTH PLAN OF THE NORTHWEST | Health | 36 | Jan 1, 2026 | $314,891 | $0 |
| UNITEDHEALTHCARE INSURANCE COMPANY | Health | 3,613 | Jan 1, 2026 | $299,826 | $0 |
Covered = persons covered at policy year end, as filed on Schedule A for that policy — often certificates or one class, not the whole plan. Premium = the filing’s own premium/charges figure; “—” means not credibly reported.
Administrator and service providers
The plan administrator is from line 3a of the main form. The service providers are named on Schedule C of this filing. We publish company names only.
Reported to OSHA
Reported to OSHA for 2025: 93 employees, 0 recordable cases, 0 days away from work.
Source: OSHA Injury Tracking Application establishment data, 2025.
Other plans filed by this employer
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