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Form 5500 · Employee benefit plan · PARSIPPANY, NJ

SECURITAS SECURITY SERVICES USA INC

The filing calls this plan SECURITAS SECURITY SERVICES USA, INC. HEALTH AND WELFARE BENEFIT PLAN.

Public Form 5500 records show how SECURITAS SECURITY SERVICES USA INC of PARSIPPANY, NJ, a administrative and support services employer, structures its employee benefits. Its broker of record is CUSTOM BENEFIT PROGRAMS INC. Coverage is written through KAISER FOUNDATION HEALTH PLAN, INC. and 10 other carriers. The plan's most recent policy period ended in December.

Benefits broker of record
Policy year ends
Decemberas filed for plan year 2025

Sourced from U.S. DOL EFAST2 Form 5500 · EIN 71-0912217 · plan 502 · plan year 2025, filed Jul 20, 2026

Get an email when this employer files a new Form 5500, and again about four months before its plan renews.

1,512 other employer plans in New Jersey have policy years ending in December. See the full list on the renewal calendar, or ask for it in Claude or ChatGPT.

How this plan is funded

Both, as reported

The medical insurance contracts on the filing cover fewer than half the people in the plan, so the rest is paid another way.

A stop-loss policy appears on a Form 5500 only when the plan itself is the beneficiary, or the premiums are paid from plan money. Many employers buy stop-loss and never report it here. So a plan with no stop-loss on its filing may still have it.

All participants at the start of the year
72,805
Active at start of year
72,756
Active at end of year
72,674
Disclosed commissions
$82,264
Typical renewal
January 1

Benefits declared on this filing

Healthinsured — KAISER FOUNDATION HEALTH PLAN, INC.1,342 of 72,805 participants (1.8%) on the largest contract
Dentalinsured — AETNA LIFE INSURANCE COMPANY5,982 of 72,805 participants (8.2%) on the largest contract
Visioninsured — VISION SERVICE PLAN10,221 of 72,805 participants (14%)
Lifeinsured — THE LINCOLN NATIONAL LIFE INSURANCE COMPANY54,998 of 72,805 participants (76%)
Disabilityinsured — THE LINCOLN NATIONAL LIFE INSURANCE COMPANY2,544 of 72,805 participants (3.5%) on the largest contract

Health: the largest of the 6 insured health contracts, with KAISER FOUNDATION HEALTH PLAN, INC., covers 1,342 of 72,805 participants (1.8%) on Schedule A.

Dental: the largest of the 2 insured dental contracts, with AETNA LIFE INSURANCE COMPANY, covers 5,982 of 72,805 participants (8.2%) on Schedule A.

Disability: the largest of the 2 insured disability contracts, with THE LINCOLN NATIONAL LIFE INSURANCE COMPANY, covers 2,544 of 72,805 participants (3.5%) on Schedule A.

Also declared: severance, death benefits, other welfare.

Declared benefits are the plan’s own line 8b codes on Form 5500. “Not on Schedule A” means no insured contract for that line appears on this filing. That usually means the benefit is self-funded, or it sits under a different plan number.

Where a line has more than one insured contract, the carrier and the covered figure are the largest contract's by premium. The contracts are not added up: a pharmacy carve-out and the medical carrier beside it cover the same people.

Persons covered is the count the carrier filed for that policy at the end of its policy year, and it can include dependents. Participants is the plan's own count at the start of its plan year. The two count different people, so a covered figure can be larger.

Plan brief

Schedule A lists 15 insured contracts covering health, dental, vision, life and disability.

Reported premium across the insured contracts is $41,455,884, with $82,264 in disclosed broker commissions — about 0.2% of premium.

The most recent policy period ended in December, and the plan year ends December 31. Group contracts typically renew on that annual cycle.

CUSTOM BENEFIT PROGRAMS INC is the broker of record on 1 of the 15 contracts; the rest name a different broker or none.

11 carriers appear on the filing, including KAISER FOUNDATION HEALTH PLAN, INC., KAISER FOUNDATION HEALTH PLAN OF WASHINGTON, THE LINCOLN NATIONAL LIFE INSURANCE COMPANY and AETNA LIFE INSURANCE COMPANY. KAISER FOUNDATION HEALTH PLAN, INC. writes the largest contract by premium.

Schedule A insurance contracts

CarrierBenefitsCoveredRenewsPremiumCommission
COMBINED INSURANCE COMPANY—420Jan 1, 2026$260,102$82,264
KAISER FOUNDATION HEALTH PLAN, INC.Health1,342Jan 1, 2026$16,979,940$0
KAISER FOUNDATION HEALTH PLAN OF WASHINGTONHealth650Jan 1, 2026$5,162,493$0
KAISER FOUNDATION HEALTH PLAN, INC.Health443Jan 1, 2026$4,022,506$0
THE LINCOLN NATIONAL LIFE INSURANCE COMPANYLife54,998Jan 1, 2026$3,395,848$0
KAISER FOUNDATION HEALTH PLAN, INC.Health357Jan 1, 2026$3,074,838$0
AETNA LIFE INSURANCE COMPANYDental5,982Jan 1, 2026$2,338,076$0
KAISER FOUNDATION HEALTH PLAN OF THE NORTHWESTHealth214Jan 1, 2026$2,047,271$0
VISION SERVICE PLANVision10,221Jan 1, 2026$1,546,377$0
ANTHEM BLUE CROSS LIFE AND HEALTH INSURANCE COMPANY—75,000Jan 1, 2026$882,000$0
THE LINCOLN NATIONAL LIFE INSURANCE COMPANYDisability2,544Jan 1, 2026$708,403$0
KAISER FOUNDATION HEALTH PLAN OF COLORADOHealth67Jan 1, 2026$618,760$0
THE LINCOLN NATIONAL LIFE INSURANCE COMPANYDisability931Jan 1, 2026$289,061$0
HAWAII DENTAL SERVICEDental432Jan 1, 2026$116,955$0
HARTFORD FIRE INSURANCE COMPANY—72,674Jan 1, 2026$13,254$0

Premium and claims on this contract

VISION SERVICE PLAN, contract 12181712. For the contract year on this filing, the carrier reported $1,546,377 in premium earned and $1,149,371 in claims incurred. Dividing one by the other gives 74%.

  • VISION SERVICE PLAN, contract 12181712 reported $139,174 in retention.

Retention is what the carrier kept of the premium after claims, as reported: administration, commissions and other charges.

Only experience-rated contracts report these figures, so most filings leave them blank.

Covered = persons covered at policy year end, as filed on Schedule A for that policy — often certificates or one class, not the whole plan. Premium = the filing’s own premium/charges figure; “—” means not credibly reported.

See the filing at the Department of Labor

Administrator and service providers

Plan administrator on the filing
SECURITAS SECURITY SERVICES USA INC
EIN 71-0912217

The plan administrator is from line 3a of the main form. We publish company names only.

Other plans filed by this employer

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