Form 5500 · Employee benefit plan · COLUMBIA, SC
SC AUTOMOBILE DEALERS ASSOCIATION EMPLOYEE BENEFIT TRUST
The filing calls this plan SC AUTOMOBILE DEALERS ASSOCIATION EMPLOYEE BENEFIT.
SC AUTOMOBILE DEALERS ASSOCIATION EMPLOYEE BENEFIT TRUST of COLUMBIA, SC files a Form 5500 with the U.S. Department of Labor disclosing its employee benefit plan. Its broker of record is BCBS OF SOUTH CAROLINA. Coverage is written through BLUE CROSS BLUE SHIELD OF SOUTH CAROLINA and 1 other carrier. The plan's most recent policy period ended in January.
Sourced from U.S. DOL EFAST2 Form 5500 · EIN 57-6089650 · plan 501 · plan year 2025, filed Oct 8, 2025
Get an email when this employer files a new Form 5500, and again about four months before its plan renews.
22 other employer plans in South Carolina have policy years ending in January. See the full list on the renewal calendar, or ask for it in Claude or ChatGPT.
How this plan is funded
Fully insured as reported
The plan's own financial statement reports paying insurance carriers about what the insurance contracts report in premium.
The filing says this plan is subject to the Form M-1 requirement for multiple-employer welfare arrangements.
Benefits declared on this filing
Declared benefits are the plan’s own line 8b codes on Form 5500. “Not on Schedule A” means no insured contract for that line appears on this filing. That usually means the benefit is self-funded, or it sits under a different plan number.
Where a line has more than one insured contract, the carrier and the covered figure are the largest contract's by premium. The contracts are not added up: a pharmacy carve-out and the medical carrier beside it cover the same people.
Persons covered is the count the carrier filed for that policy at the end of its policy year, and it can include dependents. Participants is the plan's own count at the start of its plan year. The two count different people, so a covered figure can be larger.
Plan brief
Schedule A lists 3 insured contracts covering health, dental and life; the largest, with BLUE CROSS BLUE SHIELD OF SOUTH CAROLINA, covers 1,336 people.
The filing declares health, dental, life and disability. Disability appears with no insured contract on Schedule A. That coverage may be self-funded, or placed with a carrier that is not on this filing.
Reported premium across the insured contracts is $14,704,684, with $2,946 in disclosed broker commissions — about 0% of premium.
The most recent policy period ended in January, and the plan year ends January 31. Group contracts typically renew on that annual cycle.
BCBS OF SOUTH CAROLINA is the broker of record on 1 of the 3 contracts; the rest name a different broker or none.
Schedule A insurance contracts
| Carrier | Benefits | Covered | Renews | Premium | Commission |
|---|---|---|---|---|---|
| COMPANION LIFE INSURANCE COMPANY | Life | 185 | Feb 1, 2025 | $14,322 | $1,504 |
| COMPANION LIFE INSURANCE COMPANY | Life | 123 | Feb 1, 2025 | $4,807 | $1,442 |
| BLUE CROSS BLUE SHIELD OF SOUTH CAROLINA | Health, Dental | 1,336 | Feb 1, 2025 | $14,685,555 | $0 |
Premium and claims on this contract
BLUE CROSS BLUE SHIELD OF SOUTH CAROLINA, contract 26-15330. For the contract year on this filing, the carrier reported $14,685,555 in premium earned and $17,806,644 in claims incurred. Dividing one by the other gives 121%.
- BLUE CROSS BLUE SHIELD OF SOUTH CAROLINA, contract 26-15330 reported $2,046,517 in retention.
Retention is what the carrier kept of the premium after claims, as reported: administration, commissions and other charges.
Only experience-rated contracts report these figures, so most filings leave them blank.
Covered = persons covered at policy year end, as filed on Schedule A for that policy — often certificates or one class, not the whole plan. Premium = the filing’s own premium/charges figure; “—” means not credibly reported.
Administrator and service providers
The plan administrator is from line 3a of the main form. The service providers are named on Schedule C of this filing. We publish company names only.
Money the plan held and paid out
Sourced from U.S. DOL EFAST2 Form 5500 · Schedule H
These are the plan's own figures from Schedule H, the financial statement it files. They are not the premium on Schedule A.
How this plan compares
Subscribers see how this compares with similar plans in South Carolina. A subscription also adds this plan's filing history and the renewal calendar for its state. See plans and prices
Without an account you can open 10 employer, broker and carrier pages a day, including through an AI assistant, and 50 a day with a free account. Paid plans are what keep these records free to read.
Renewal calendar
22 other employer plans in South Carolina are February 1 renewals (policy year ends January).
Their policy years end in January, like this plan’s, so most renew February 1. The calendar lists every insured group by renewal date and state, with broker of record, carrier and disclosed commission. You can preview the five largest in each month for free.
Claude & ChatGPT
Look up records from Claude or ChatGPT
Add Form5500Lookup to Claude or ChatGPT and ask about any employer, broker or carrier in plain English. Lookups are free. Renewal lists, full books of business and exports are included with a subscription.
Building a list or a tool from these records? Match a list you already have from $29 per 1,000 records, or license the whole dataset as a weekly file for $499 a month. See both
More employer plans in South Carolina — largest plans, brokers, carriers and renewal months.