Form 5500 · Employee benefit plan · PHILADELPHIA, PA
SAUL EWING LLP
The filing calls this plan SAUL EWING ARNSTEIN & LEHR GROUP BENEFITS PLAN.
Public Form 5500 records show how SAUL EWING LLP of PHILADELPHIA, PA, a professional services employer, structures its employee benefits. Its broker of record is RICHARD BIBOROSCH. Coverage is written through STANDARD INSURANCE COMPANY and 3 other carriers. The plan's most recent policy period ended in October.
Sourced from U.S. DOL EFAST2 Form 5500 · EIN 23-1416352 · plan 511 · plan year 2025, filed May 14, 2026
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103 other employer plans in Pennsylvania have policy years ending in October. See the full list on the renewal calendar, or ask for it in Claude or ChatGPT.
How this plan is funded
Both, as reported
The medical insurance contracts on the filing cover fewer than half the people in the plan, so the rest is paid another way.
A stop-loss policy appears on a Form 5500 only when the plan itself is the beneficiary, or the premiums are paid from plan money. Many employers buy stop-loss and never report it here. So a plan with no stop-loss on its filing may still have it.
Benefits declared on this filing
Health: KAISER FOUNDATION HEALTH PLAN, INC. covers 13 of 941 participants (1.4%) on Schedule A.
Also declared: death benefits, other welfare.
Declared benefits are the plan’s own line 8b codes on Form 5500. “Not on Schedule A” means no insured contract for that line appears on this filing. That usually means the benefit is self-funded, or it sits under a different plan number.
Persons covered is the count the carrier filed for that policy at the end of its policy year, and it can include dependents. Participants is the plan's own count at the start of its plan year. The two count different people, so a covered figure can be larger.
Plan brief
Schedule A lists 5 insured contracts covering health, dental, vision, life and disability; the largest, with STANDARD INSURANCE COMPANY, covers 851 people.
Reported premium across the insured contracts is $2,488,874, with $163,499 in disclosed broker commissions — about 6.6% of premium.
The health contract's policy period ended in October, while at least one ancillary line's policy period ended in December. The plan is on a split renewal cycle.
RICHARD BIBOROSCH is the broker of record on 2 of the 5 contracts; the rest name a different broker or none.
4 carriers appear on the filing, including STANDARD INSURANCE COMPANY, METROPOLITAN LIFE INSURANCE COMPANY, KAISER FOUNDATION HEALTH PLAN, INC. and VISION SERVICE PLAN. STANDARD INSURANCE COMPANY writes the largest contract by premium.
Schedule A insurance contracts
| Carrier | Benefits | Covered | Renews | Premium | Commission |
|---|---|---|---|---|---|
| STANDARD INSURANCE COMPANY | Life | 859 | Jan 1, 2025 | $755,257 | $69,558 |
| STANDARD INSURANCE COMPANY | Disability | 851 | Jan 1, 2025 | $879,101 | $64,886 |
| METROPOLITAN LIFE INSURANCE COMPANY | Dental | 1,191 | Nov 1, 2025 | $619,509 | $18,188 |
| KAISER FOUNDATION HEALTH PLAN, INC. | Health | 13 | Nov 1, 2025 | $155,323 | $8,666 |
| VISION SERVICE PLAN | Vision | 545 | Nov 1, 2025 | $79,684 | $2,201 |
Premium and claims on this contract
STANDARD INSURANCE COMPANY, contract 756166. For the contract year on this filing, the carrier reported $702,444 in premium earned and $1,127,518 in claims incurred. Dividing one by the other gives 161%.
- STANDARD INSURANCE COMPANY, contract 756166 reported $211,972 in retention.
Retention is what the carrier kept of the premium after claims, as reported: administration, commissions and other charges.
Only experience-rated contracts report these figures, so most filings leave them blank.
Covered = persons covered at policy year end, as filed on Schedule A for that policy — often certificates or one class, not the whole plan. Premium = the filing’s own premium/charges figure; “—” means not credibly reported.
Other plans filed by this employer
How this plan compares
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Renewal calendar
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