Form 5500 · Employee benefit plan · CHICAGO, IL
SARGENT & LUNDY, L.L.C.
The filing calls this plan SARGENT & LUNDY CONSOLIDATED WELFARE BENEFITS PLAN.
Public Form 5500 records show how SARGENT & LUNDY, L.L.C. of CHICAGO, IL, a professional services employer, structures its employee benefits. Its broker of record is LOCKTON COMPANIES, LLC. Coverage is written through BLUECROSS BLUESHIELD OF ILLINOIS and 6 other carriers. The plan's most recent policy period ended in December.
Sourced from U.S. DOL EFAST2 Form 5500 · EIN 36-1729848 · plan 501 · plan year 2025, filed Sep 23, 2026
Get an email when this employer files a new Form 5500, and again about four months before its plan renews.
2,668 other employer plans in Illinois have policy years ending in December. See the full list on the renewal calendar, or ask for it in Claude or ChatGPT.
How this plan is funded
Fully insured as reported
The filing reports medical coverage through an insurance contract on Schedule A, and no money paid for benefits by the plan itself.
A stop-loss policy appears on a Form 5500 only when the plan itself is the beneficiary, or the premiums are paid from plan money. Many employers buy stop-loss and never report it here. So a plan with no stop-loss on its filing may still have it.
Benefits declared on this filing
Also declared: other welfare.
Declared benefits are the plan’s own line 8b codes on Form 5500. “Not on Schedule A” means no insured contract for that line appears on this filing. That usually means the benefit is self-funded, or it sits under a different plan number.
Where a line has more than one insured contract, the carrier and the covered figure are the largest contract's by premium. The contracts are not added up: a pharmacy carve-out and the medical carrier beside it cover the same people.
Persons covered is the count the carrier filed for that policy at the end of its policy year, and it can include dependents. Participants is the plan's own count at the start of its plan year. The two count different people, so a covered figure can be larger.
Plan brief
Schedule A lists 7 insured contracts covering health, dental, vision, life, disability and stop-loss; the largest, with BLUECROSS BLUESHIELD OF ILLINOIS, covers 7,111 people.
The filing lists a stop-loss contract. On its own that does not settle whether the plan pays its own claims.
Reported premium across the insured contracts is $46,589,614, with $315,515 in disclosed broker commissions — about 0.7% of premium.
The health contract's policy period ended in December, while at least one ancillary line's policy period ended in June. The plan is on a split renewal cycle.
LOCKTON COMPANIES, LLC is the broker of record on 3 of the 7 contracts; the rest name a different broker or none.
Schedule A insurance contracts
| Carrier | Benefits | Covered | Renews | Premium | Commission |
|---|---|---|---|---|---|
| THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | Health, Life, Disability | 4,093 | Jan 1, 2026 | $5,120,144 | $263,980 |
| TRIPLE S SALUD, INC. | Health | 192 | Jan 1, 2026 | $907,494 | $45,375 |
| VISION SERVICE PLAN | Vision | 2,557 | Jan 1, 2026 | $405,894 | $6,160 |
| BLUECROSS BLUESHIELD OF ILLINOIS | Health, Stop-loss | 7,111 | Jan 1, 2026 | $37,453,073 | $0 |
| DELTA DENTAL OF ILLINOIS | Dental | 3,009 | Jan 1, 2026 | $2,501,015 | $0 |
| FOUR EVER LIFE INS CO. | Health | 50 | Jan 1, 2026 | $196,904 | $0 |
| HARTFORD LIFE AND ACCIDENT | Disability | 30 | Jul 1, 2025 | $5,090 | $0 |
Premium and claims on these contracts
TRIPLE S SALUD, INC., contract SP0007141. For the contract year on this filing, the carrier reported $907,494 in premium earned and $770,153 in claims incurred. Dividing one by the other gives 85%.
VISION SERVICE PLAN, contract 12021076. For the contract year on this filing, the carrier reported $405,894 in premium earned and $298,973 in claims incurred. Dividing one by the other gives 74%.
BLUECROSS BLUESHIELD OF ILLINOIS, contract 992667. For the contract year on this filing, the carrier reported $37,453,073 in premium earned and $39,124,077 in claims incurred. Dividing one by the other gives 104%.
- TRIPLE S SALUD, INC., contract SP0007141 reported $45,375 in retention.
- VISION SERVICE PLAN, contract 12021076 reported $69,074 in retention.
- BLUECROSS BLUESHIELD OF ILLINOIS, contract 992667 reported $-1,671,004 in retention.
Retention is what the carrier kept of the premium after claims, as reported: administration, commissions and other charges.
Only experience-rated contracts report these figures, so most filings leave them blank.
Covered = persons covered at policy year end, as filed on Schedule A for that policy — often certificates or one class, not the whole plan. Premium = the filing’s own premium/charges figure; “—” means not credibly reported.
Reported to OSHA
Reported to OSHA for 2025: 3,616 employees, 1 recordable cases, 0 days away from work.
Source: OSHA Injury Tracking Application establishment data, 2025.
Other plans filed by this employer
How this plan compares
Subscribers see how this compares with similar plans in Illinois. A subscription also adds this plan's filing history and the renewal calendar for its state. See plans and prices
Without an account you can open 10 employer, broker and carrier pages a day, including through an AI assistant, and 50 a day with a free account. Paid plans are what keep these records free to read.
Renewal calendar
2,668 other employer plans in Illinois are January 1 renewals (policy year ends December).
Their policy years end in December, like this plan’s, so most renew January 1. The calendar lists every insured group by renewal date and state, with broker of record, carrier and disclosed commission. You can preview the five largest in each month for free.
Claude & ChatGPT
Look up records from Claude or ChatGPT
Add Form5500Lookup to Claude or ChatGPT and ask about any employer, broker or carrier in plain English. Lookups are free. Renewal lists, full books of business and exports are included with a subscription.
Building a list or a tool from these records? Match a list you already have from $29 per 1,000 records, or license the whole dataset as a weekly file for $499 a month. See both
More employer plans in Illinois — largest plans, brokers, carriers and renewal months.