Form 5500 · Employee benefit plan · LUTHERVILLE, MD
SAGE DINING SERVICES, INC.
SAGE DINING SERVICES, INC. of LUTHERVILLE, MD files a Form 5500 with the U.S. Department of Labor disclosing its employee benefit plan. Its broker of record is AP BENEFIT ADVISORS LLC. Coverage is written through CIGNA HEALTH AND LIFE INSURANCE COMPANY and 1 other carrier. The plan's most recent policy period ended in September.
Sourced from U.S. DOL EFAST2 Form 5500 · EIN 52-1689755 · plan 501 · as of Aug 2026
Plan brief
Schedule A lists 4 insured contracts covering health, dental, vision and life; the largest, with CIGNA HEALTH AND LIFE INSURANCE COMPANY, covers 1,418 people.
Reported premium across the insured contracts is $10,443,579, with $73,972 in disclosed broker commissions — about 0.7% of premium.
The most recent policy period ended in September, and the plan year ends September 30. Group contracts typically renew on that annual cycle.
AP BENEFIT ADVISORS LLC is the broker of record on 1 of the 4 contracts; the rest name a different broker or none.
Two carriers split the book: CIGNA HEALTH AND LIFE INSURANCE COMPANY and LIFE INSURANCE COMPANY OF NORTH AMERICA.
Schedule A insurance contracts
| Carrier | Benefits | Covered | Renews | Premium | Commission |
|---|---|---|---|---|---|
| CIGNA HEALTH AND LIFE INSURANCE COMPANY | Health, Dental, Vision | 1,418 | September | $9,770,618 | $73,972 |
| LIFE INSURANCE COMPANY OF NORTH AMERICA | Life | 3,252 | September | $540,499 | $0 |
| LIFE INSURANCE COMPANY OF NORTH AMERICA | — | 3,252 | September | $27,554 | $0 |
| LIFE INSURANCE COMPANY OF NORTH AMERICA | — | 226 | September | $104,908 | $0 |
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