Form 5500 · Employee benefit plan · SACRAMENTO, CA
SACRAMENTO COUNTRY DAY SCHOOL
The filing calls this plan SACRAMENTO COUNTRY DAY SCHOOL HEALTH AND WELFARE.
SACRAMENTO COUNTRY DAY SCHOOL of SACRAMENTO, CA spreads its employee benefits across 5 insurance carriers, according to its Form 5500 Schedule A. Its broker of record is DIGITAL INSURANCE INC.. Coverage is written through KAISER FOUNDATION HEALTH PLAN, INC. and 4 other carriers. The plan's most recent policy period ended in October.
Sourced from U.S. DOL EFAST2 Form 5500 · EIN 94-1597352 · plan 501 · plan year 2025, filed May 26, 2026
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How this plan is funded
Fully insured as reported
The filing reports medical coverage through an insurance contract on Schedule A, and no money paid for benefits by the plan itself.
Benefits declared on this filing
Also declared: other welfare.
Declared benefits are the plan’s own line 8b codes on Form 5500. “Not on Schedule A” means no insured contract for that line appears on this filing. That usually means the benefit is self-funded, or it sits under a different plan number.
Where a line has more than one insured contract, the carrier and the covered figure are the largest contract's by premium. The contracts are not added up: a pharmacy carve-out and the medical carrier beside it cover the same people.
Persons covered is the count the carrier filed for that policy at the end of its policy year, and it can include dependents. Participants is the plan's own count at the start of its plan year. The two count different people, so a covered figure can be larger.
Plan brief
Schedule A lists 5 insured contracts covering health, dental, vision, life and disability; the largest, with KAISER FOUNDATION HEALTH PLAN, INC., covers 67 people.
Reported premium across the insured contracts is $1,256,129, with $70,331 in disclosed broker commissions — about 5.6% of premium.
The most recent policy period ended in October, and the plan year ends October 31. Group contracts typically renew on that annual cycle.
DIGITAL INSURANCE INC. is the broker of record on 3 of the 5 contracts; the rest name a different broker or none.
5 carriers appear on the filing, including KAISER FOUNDATION HEALTH PLAN, INC., SUTTER HEALTH PLAN, THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA and WESTERN HEALTH ADVANTAGE. KAISER FOUNDATION HEALTH PLAN, INC. writes the largest contract by premium.
Schedule A insurance contracts
| Carrier | Benefits | Covered | Renews | Premium | Commission |
|---|---|---|---|---|---|
| KAISER FOUNDATION HEALTH PLAN, INC. | Health | 67 | Nov 1, 2025 | $560,966 | $27,996 |
| SUTTER HEALTH PLAN | Health | 53 | Nov 1, 2025 | $435,332 | $21,767 |
| THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | Dental, Life, Disability | 107 | Nov 1, 2025 | $140,202 | $14,451 |
| WESTERN HEALTH ADVANTAGE | Health | 14 | Nov 1, 2025 | $103,566 | $5,150 |
| VISION SERVICE PLAN | Vision | 101 | Nov 1, 2025 | $16,063 | $967 |
Covered = persons covered at policy year end, as filed on Schedule A for that policy — often certificates or one class, not the whole plan. Premium = the filing’s own premium/charges figure; “—” means not credibly reported.
Other plans filed by this employer
How this plan compares
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