Form 5500 · Employee benefit plan · GRAND FORKS, ND
RYDELL AUTO CENTER INC
The filing calls this plan RYDELL AUTO CENTER INC WELFARE BENEFIT PLAN.
RYDELL AUTO CENTER INC of GRAND FORKS, ND insures health, dental, vision, life and disability coverage for its employees, per Schedule A of its Form 5500. Its broker of record is FARMERS UNION SERVICE ASSOCIATION. Coverage is written through HEALTHPARTNERS INSURANCE COMPANY and 2 other carriers. The plan's most recent policy period ended in February.
Sourced from U.S. DOL EFAST2 Form 5500 · EIN 45-0236743 · plan 501 · plan year 2025, filed Aug 5, 2026
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How this plan is funded
Fully insured as reported
The filing reports medical coverage through an insurance contract on Schedule A, and no money paid for benefits by the plan itself.
Benefits declared on this filing
Also declared: death benefits, other welfare.
Declared benefits are the plan’s own line 8b codes on Form 5500. “Not on Schedule A” means no insured contract for that line appears on this filing. That usually means the benefit is self-funded, or it sits under a different plan number.
Where a line has more than one insured contract, the carrier and the covered figure are the largest contract's by premium. The contracts are not added up: a pharmacy carve-out and the medical carrier beside it cover the same people.
Persons covered is the count the carrier filed for that policy at the end of its policy year, and it can include dependents. Participants is the plan's own count at the start of its plan year. The two count different people, so a covered figure can be larger.
Plan brief
Schedule A lists 14 insured contracts covering health, dental, vision, life and disability; the largest, with HEALTHPARTNERS INSURANCE COMPANY, covers 326 people.
Reported premium across the insured contracts is $2,291,679, with $82,464 in disclosed broker commissions — about 3.6% of premium.
The health contract's policy period ended in February, while at least one ancillary line's policy period ended in December. The plan is on a split renewal cycle.
FARMERS UNION SERVICE ASSOCIATION is the broker of record on all 14 contracts.
3 carriers appear on the filing, including HEALTHPARTNERS INSURANCE COMPANY, METROPOLITAN LIFE INSURANCE COMPANY and EQUITABLE FINANCIAL LIFE INSURANCE COMPANY OF AMERICA. HEALTHPARTNERS INSURANCE COMPANY writes the largest contract by premium.
Schedule A insurance contracts
Covered = persons covered at policy year end, as filed on Schedule A for that policy — often certificates or one class, not the whole plan. Premium = the filing’s own premium/charges figure; “—” means not credibly reported.
Administrator and service providers
The plan administrator is from line 3a of the main form. We publish company names only.
Other plans filed by this employer
How this plan compares
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