Form 5500 · Employee benefit plan · BRUNSWICK, ME
RUSTY LANTERN MARKETS
RUSTY LANTERN MARKETS of BRUNSWICK, ME insures health, dental, vision, life and disability coverage for its employees, per Schedule A of its Form 5500. Its broker of record is CROSS BENEFIT SOLUTIONS. Coverage is written through HARVARD PILGRIM HEALTHCARE and 4 other carriers. The plan's most recent policy period ended in March.
Sourced from U.S. DOL EFAST2 Form 5500 · EIN 81-2535849 · plan 501 · as of Aug 2026
Plan brief
Schedule A lists 5 insured contracts covering health, dental, vision, life and disability; the largest, with HARVARD PILGRIM HEALTHCARE, covers 176 people.
Reported premium across the insured contracts is $1,958,569, with $91,693 in disclosed broker commissions — about 4.7% of premium.
The most recent policy period ended in March, and the plan year ends March 31. Group contracts typically renew on that annual cycle.
CROSS BENEFIT SOLUTIONS is the broker of record on all 5 contracts.
5 carriers appear on the filing — HARVARD PILGRIM HEALTHCARE, THE LINCOLN NATIONAL LIFE INSURANCE COMPANY, METROPOLITAN LIFE INSURANCE COMPANY and DELTA DENTAL PLAN OF MAINE among them — with HARVARD PILGRIM HEALTHCARE writing the largest contract by premium.
Schedule A insurance contracts
| Carrier | Benefits | Covered | Renews | Premium | Commission |
|---|---|---|---|---|---|
| HARVARD PILGRIM HEALTHCARE | Health | 176 | March | $1,549,485 | $39,942 |
| METROPOLITAN LIFE INSURANCE COMPANY | — | 140 | March | $107,388 | $23,525 |
| THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | Life, Disability | 259 | March | $190,258 | $21,883 |
| DELTA DENTAL PLAN OF MAINE | Dental | 219 | March | $97,934 | $4,838 |
| RED TREE INSURANCE COMPANY, INC. | Vision | 196 | March | $13,504 | $1,505 |
More employer plans in Maine — largest plans, brokers, carriers and renewal months.