Form 5500 · Employee benefit plan · DES MOINES, IA
RUAN TRANSPORT CORPORATION
RUAN TRANSPORT CORPORATION of DES MOINES, IA insures health, dental, vision, life, disability and stop-loss coverage for its employees, per Schedule A of its Form 5500. Its broker of record is LOCKTON COMPANIES, LLC. Coverage is written through WELLMARK BLUE CROSS AND BLUE SHIELD OF IOWA and 4 other carriers. The plan's most recent policy period ended in December.
Sourced from U.S. DOL EFAST2 Form 5500 · EIN 42-0619339 · plan 505 · as of Aug 2026
Plan brief
Schedule A lists 7 insured contracts covering health, dental, vision, life, disability and stop-loss; the largest, with WELLMARK BLUE CROSS AND BLUE SHIELD OF IOWA, covers 3,824 people.
The medical plan carries stop-loss coverage, which usually signals a self-funded health plan with insured protection against large claims.
Reported premium across the insured contracts is $48,964,828, with $564,382 in disclosed broker commissions — about 1.2% of premium.
The most recent policy period ended in December, and the plan year ends December 31. Group contracts typically renew on that annual cycle.
LOCKTON COMPANIES, LLC is the broker of record on 6 of the 7 contracts; the rest name a different broker or none.
Schedule A insurance contracts
| Carrier | Benefits | Covered | Renews | Premium | Commission |
|---|---|---|---|---|---|
| RELIASTAR LIFE INSURANCE COMPANY | — | 2,532 | December | $1,187,075 | $340,344 |
| LINCOLN NATIONAL LIFE INSURANCE COMPANY | Life | 4,757 | December | $2,067,439 | $162,258 |
| WELLMARK BLUE CROSS AND BLUE SHIELD OF IOWA | Health, Stop-loss | 3,824 | December | $41,615,381 | $46,048 |
| DELTA DENTAL OF IOWA | Dental | 3,774 | December | $2,279,751 | $10,676 |
| LINCOLN NATIONAL LIFE INSURANCE COMPANY | — | 15 | December | $43,001 | $3,440 |
| LINCOLN NATIONAL LIFE INSURANCE COMPANY | Disability | 4,757 | December | $1,487,614 | $1,616 |
| VISION SERVICE PLAN | Vision | 3,309 | December | $284,567 | $0 |
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