Form 5500 · Employee benefit plan · ROYAL OAK, MI
RPM FREIGHT SYSTEMS, LLC
RPM FREIGHT SYSTEMS, LLC of ROYAL OAK, MI insures health, dental, vision, life and disability coverage for its employees, per Schedule A of its Form 5500. Its broker of record is DEAN E. AUSTIN. Coverage is written through BLUE CROSS BLUE SHIELD OF MICHIGAN and 3 other carriers. The plan's most recent policy period ended in December.
Sourced from U.S. DOL EFAST2 Form 5500 · EIN 27-1470793 · plan 501 · as of Aug 2026
Plan brief
Schedule A lists 4 insured contracts covering health, dental, vision, life and disability; the largest, with BLUE CROSS BLUE SHIELD OF MICHIGAN, covers 391 people.
Reported premium across the insured contracts is $2,234,034, with $95,142 in disclosed broker commissions — about 4.3% of premium.
The most recent policy period ended in December, and the plan year ends December 31. Group contracts typically renew on that annual cycle.
DEAN E. AUSTIN is the broker of record on 1 of the 4 contracts; the rest name a different broker or none.
4 carriers appear on the filing — BLUE CROSS BLUE SHIELD OF MICHIGAN, UNITED OF OMAHA LIFE INSURANCE COMPANY, DELTA DENTAL OF MICHIGAN and PRINCIPAL LIFE INSURANCE COMPANY — with BLUE CROSS BLUE SHIELD OF MICHIGAN writing the largest contract by premium.
Schedule A insurance contracts
| Carrier | Benefits | Covered | Renews | Premium | Commission |
|---|---|---|---|---|---|
| BLUE CROSS BLUE SHIELD OF MICHIGAN | Health | 391 | December | $1,917,988 | $58,183 |
| UNITED OF OMAHA LIFE INSURANCE COMPANY | Life, Disability | 257 | December | $174,762 | $22,883 |
| DELTA DENTAL OF MICHIGAN | Dental | 392 | December | $124,412 | $12,253 |
| PRINCIPAL LIFE INSURANCE COMPANY | Vision | 369 | December | $16,872 | $1,823 |
Covered = persons covered at policy year end, as filed on Schedule A for that policy — often certificates or one class, not the whole plan. Premium = the filing’s own premium/charges figure; “—” means not credibly reported.
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