Form 5500 · Employee benefit plan · FARMINGTON HILLS, MI
ROBERT BOSCH, LLC
The filing calls this plan BOSCH CHOICE WELFARE BENEFIT PLAN.
ROBERT BOSCH, LLC of FARMINGTON HILLS, MI is a 15,241-participant wholesale trade employer whose group benefits are disclosed in its annual Form 5500 filing. Its broker of record is MERCER HEALTH & BENEFITS. Coverage is written through HEALTH ALLIANCE PLAN and 7 other carriers. The plan's most recent policy period ended in March.
Sourced from U.S. DOL EFAST2 Form 5500 · EIN 36-2903176 · plan 501 · plan year 2025, filed Dec 16, 2025
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82 other employer plans in Michigan have policy years ending in March. See the full list on the renewal calendar, or ask for it in Claude or ChatGPT.
How this plan is funded
Both, as reported
The medical insurance contracts on the filing cover fewer than half the people in the plan, so the rest is paid another way.
A stop-loss policy appears on a Form 5500 only when the plan itself is the beneficiary, or the premiums are paid from plan money. Many employers buy stop-loss and never report it here. So a plan with no stop-loss on its filing may still have it.
Benefits declared on this filing
Dental: CIGNA HEALTH AND LIFE INSURANCE COMPANY covers 107 of 15,241 participants (0.7%) on Schedule A.
Also declared: death benefits, other welfare.
Declared benefits are the plan’s own line 8b codes on Form 5500. “Not on Schedule A” means no insured contract for that line appears on this filing. That usually means the benefit is self-funded, or it sits under a different plan number.
Where a line has more than one insured contract, the carrier and the covered figure are the largest contract's by premium. The contracts are not added up: a pharmacy carve-out and the medical carrier beside it cover the same people.
Persons covered is the count the carrier filed for that policy at the end of its policy year, and it can include dependents. Participants is the plan's own count at the start of its plan year. The two count different people, so a covered figure can be larger.
Plan brief
Schedule A lists 12 insured contracts covering health, dental, vision, life and disability.
Reported premium across the insured contracts is $33,791,594, with $472,430 in disclosed broker commissions — about 1.4% of premium.
The most recent policy period ended in March, and the plan year ends March 31. Group contracts typically renew on that annual cycle.
MERCER HEALTH & BENEFITS is the broker of record on 1 of the 12 contracts; the rest name a different broker or none.
8 carriers appear on the filing, including HEALTH ALLIANCE PLAN, METROPOLITAN LIFE INSURANCE COMPANY, CONTINENTAL AMERICAN INSURANCE COMPANY and VISION SERVICE PLAN. HEALTH ALLIANCE PLAN writes the largest contract by premium.
Schedule A insurance contracts
| Carrier | Benefits | Covered | Renews | Premium | Commission |
|---|---|---|---|---|---|
| CONTINENTAL AMERICAN INSURANCE COMPANY | — | 5,335 | Apr 1, 2025 | $1,946,647 | $430,917 |
| CIGNA HEALTH AND LIFE INSURANCE COMPANY | Health, Dental | 107 | Apr 1, 2025 | $549,321 | $35,706 |
| FEDERAL INSURANCE COMPANY | — | 14,240 | Apr 1, 2025 | $27,240 | $5,448 |
| CIGNA HEALTH AND LIFE INSURANCE COMPANY | — | 1 | Apr 1, 2025 | $5,517 | $359 |
| HEALTH ALLIANCE PLAN | Health | 2,121 | Apr 1, 2025 | $15,739,464 | $0 |
| METROPOLITAN LIFE INSURANCE COMPANY | Life, Disability | 24,696 | Apr 1, 2025 | $12,370,901 | $0 |
| VISION SERVICE PLAN | Vision | 10,291 | Apr 1, 2025 | $1,864,467 | $0 |
| KAISER FOUNDATION HEALTH PLAN, INC. | Health | 95 | Apr 1, 2025 | $676,434 | $0 |
| EVERNORTH BEHAVIORAL HEALTH, INC. | — | 14,240 | Apr 1, 2025 | $336,130 | $0 |
| KAISER FOUNDATION HEALTH PLAN, INC. | Health | 40 | Apr 1, 2025 | $211,840 | $0 |
| KAISER FOUNDATION HEALTH PLAN, INC. | Health | 4 | Apr 1, 2025 | $39,918 | $0 |
| METROPOLITAN LIFE INSURANCE COMPANY | Life | 53 | Apr 1, 2025 | $23,715 | $0 |
Premium and claims on this contract
VISION SERVICE PLAN, contract 30089908. For the contract year on this filing, the carrier reported $1,864,467 in premium earned and $1,526,057 in claims incurred. Dividing one by the other gives 82%.
- VISION SERVICE PLAN, contract 30089908 reported $251,703 in retention.
Retention is what the carrier kept of the premium after claims, as reported: administration, commissions and other charges.
Only experience-rated contracts report these figures, so most filings leave them blank.
Covered = persons covered at policy year end, as filed on Schedule A for that policy — often certificates or one class, not the whole plan. Premium = the filing’s own premium/charges figure; “—” means not credibly reported.
Administrator and service providers
The plan administrator is from line 3a of the main form. We publish company names only.
Reported to OSHA
Reported to OSHA for 2025: 4,870 employees, 31 recordable cases, 50 days away from work.
Source: OSHA Injury Tracking Application establishment data, 2025.
Other plans filed by this employer
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