Form 5500 · Employee benefit plan · MERIDIAN, ID
RME, INC.
The filing calls this plan RME, INC. HEALTH AND WELFARE PLAN.
Public Form 5500 records show how RME, INC. of MERIDIAN, ID, a construction employer, structures its employee benefits. Its broker of record is LOCKTON COMPANIES, LLC. Coverage is written through UNITEDHEALTHCARE INSURANCE COMPANY and 1 other carrier. The plan's most recent policy period ended in October.
Sourced from U.S. DOL EFAST2 Form 5500 · EIN 82-0463158 · plan 501 · plan year 2025, filed Jul 14, 2026
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How this plan is funded
Fully insured as reported
The filing reports medical coverage through an insurance contract on Schedule A, and no money paid for benefits by the plan itself.
Benefits declared on this filing
Also declared: death benefits, other welfare.
Declared benefits are the plan’s own line 8b codes on Form 5500. “Not on Schedule A” means no insured contract for that line appears on this filing. That usually means the benefit is self-funded, or it sits under a different plan number.
Persons covered is the count the carrier filed for that policy at the end of its policy year, and it can include dependents. Participants is the plan's own count at the start of its plan year. The two count different people, so a covered figure can be larger.
Plan brief
Schedule A lists 3 insured contracts covering health, dental, life and disability; the largest, with UNITEDHEALTHCARE INSURANCE COMPANY, covers 301 people.
Reported premium across the insured contracts is $1,379,686, with $17,361 in disclosed broker commissions — about 1.3% of premium.
The most recent policy period ended in October, and the plan year ends October 31. Group contracts typically renew on that annual cycle.
LOCKTON COMPANIES, LLC is the broker of record on 2 of the 3 contracts; the rest name a different broker or none.
Two carriers split the book: UNITEDHEALTHCARE INSURANCE COMPANY and WILLAMETTE DENTAL OF IDAHO, INC..
Schedule A insurance contracts
| Carrier | Benefits | Covered | Renews | Premium | Commission |
|---|---|---|---|---|---|
| UNITEDHEALTHCARE INSURANCE COMPANY | Life, Disability | 378 | Nov 1, 2025 | $73,660 | $11,479 |
| UNITEDHEALTHCARE INSURANCE COMPANY | Health | 301 | Nov 1, 2025 | $1,273,989 | $4,280 |
| WILLAMETTE DENTAL OF IDAHO, INC. | Dental | 84 | Nov 1, 2025 | $32,037 | $1,602 |
Premium and claims on this contract
WILLAMETTE DENTAL OF IDAHO, INC., contract ID448. For the contract year on this filing, the carrier reported $32,037 in premium earned and $21,083 in claims incurred. Dividing one by the other gives 66%.
- WILLAMETTE DENTAL OF IDAHO, INC., contract ID448 reported $5,466 in retention.
Retention is what the carrier kept of the premium after claims, as reported: administration, commissions and other charges.
Only experience-rated contracts report these figures, so most filings leave them blank.
Covered = persons covered at policy year end, as filed on Schedule A for that policy — often certificates or one class, not the whole plan. Premium = the filing’s own premium/charges figure; “—” means not credibly reported.
Administrator and service providers
The plan administrator is from line 3a of the main form. We publish company names only.
Reported to OSHA
Reported to OSHA for 2025: 178 employees, 1 recordable cases, 0 days away from work.
Source: OSHA Injury Tracking Application establishment data, 2025.
Other plans filed by this employer
How this plan compares
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