Form 5500 · Employee benefit plan · SANTA ROSA, TX
RIO GRANDE VALLEY SUGAR GROWERS INC
The filing calls this plan RIO GRANDE VALLEY SUGAR GROWERS INC EMPLOYEE BENEFIT PLAN.
Public Form 5500 records show how RIO GRANDE VALLEY SUGAR GROWERS INC of SANTA ROSA, TX, a agriculture employer, structures its employee benefits. Its broker of record is SHEPARD & WALTON LIFE INS AGENCY. Coverage is written through BLUECROSS BLUESHIELD OF TEXAS and 2 other carriers. The plan's most recent policy period ended in May.
Sourced from U.S. DOL EFAST2 Form 5500 · EIN 74-1672992 · plan 501 · plan year 2025, filed Feb 6, 2026
Get an email when this employer files a new Form 5500, and again about four months before its plan renews.
261 other employer plans in Texas have policy years ending in May. See the full list on the renewal calendar, or ask for it in Claude or ChatGPT.
How this plan is funded
Both, as reported
The medical insurance contracts on the filing cover fewer than half the people in the plan, so the rest is paid another way.
A stop-loss policy appears on a Form 5500 only when the plan itself is the beneficiary, or the premiums are paid from plan money. Many employers buy stop-loss and never report it here. So a plan with no stop-loss on its filing may still have it.
Benefits declared on this filing
Also declared: other welfare.
Declared benefits are the plan’s own line 8b codes on Form 5500. “Not on Schedule A” means no insured contract for that line appears on this filing. That usually means the benefit is self-funded, or it sits under a different plan number.
Persons covered is the count the carrier filed for that policy at the end of its policy year, and it can include dependents. Participants is the plan's own count at the start of its plan year. The two count different people, so a covered figure can be larger.
Plan brief
Schedule A lists 3 insured contracts covering health, dental, life, disability and stop-loss.
The medical plan carries stop-loss coverage: the filing reports the plan paying its own health claims, with insured protection against large ones.
Reported premium across the insured contracts is $239,487, with $9,998 in disclosed broker commissions — about 4.2% of premium.
The health contract's policy period ended in May, while at least one ancillary line's policy period ended in September. The plan is on a split renewal cycle.
SHEPARD & WALTON LIFE INS AGENCY is the broker of record on 1 of the 3 contracts; the rest name a different broker or none.
Schedule A insurance contracts
| Carrier | Benefits | Covered | Renews | Premium | Commission |
|---|---|---|---|---|---|
| BLUECROSS BLUESHIELD OF TEXAS | Health, Stop-loss | 37 | Jun 1, 2025 | $207,362 | $5,525 |
| UNITED OF OMAHA LIFE INSURANCE COMPANY | Dental, Life, Disability | 33 | Jun 1, 2025 | $29,357 | $4,058 |
| HARTFORD LIFE AND ACCIDENT | — | 44 | Oct 1, 2024 | $2,768 | $415 |
Premium and claims on this contract
BLUECROSS BLUESHIELD OF TEXAS, contract 097560. For the contract year on this filing, the carrier reported $207,362 in premium earned and $198,891 in claims incurred. Dividing one by the other gives 96%.
- BLUECROSS BLUESHIELD OF TEXAS, contract 097560 reported $8,471 in retention.
Retention is what the carrier kept of the premium after claims, as reported: administration, commissions and other charges.
Only experience-rated contracts report these figures, so most filings leave them blank.
Covered = persons covered at policy year end, as filed on Schedule A for that policy — often certificates or one class, not the whole plan. Premium = the filing’s own premium/charges figure; “—” means not credibly reported.
Administrator and service providers
The plan administrator is from line 3a of the main form. We publish company names only.
Other plans filed by this employer
How this plan compares
Subscribers see how this compares with similar plans in Texas. A subscription also adds this plan's filing history and the renewal calendar for its state. See plans and prices
Without an account you can open 10 employer, broker and carrier pages a day, including through an AI assistant, and 50 a day with a free account. Paid plans are what keep these records free to read.
Renewal calendar
261 other employer plans in Texas are June 1 renewals (policy year ends May).
Their policy years end in May, like this plan’s, so most renew June 1. The calendar lists every insured group by renewal date and state, with broker of record, carrier and disclosed commission. You can preview the five largest in each month for free.
Claude & ChatGPT
Look up records from Claude or ChatGPT
Add Form5500Lookup to Claude or ChatGPT and ask about any employer, broker or carrier in plain English. Lookups are free. Renewal lists, full books of business and exports are included with a subscription.
Building a list or a tool from these records? Match a list you already have from $29 per 1,000 records, or license the whole dataset as a weekly file for $499 a month. See both
More employer plans in Texas — largest plans, brokers, carriers and renewal months.