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Form 5500 · Employee benefit plan · PORTLAND, OR

REACH COMMUNITY DEVELOPMENT, INC.

The filing calls this plan REACH COMMUNITY DEVELOPMENT, INC. LIFE AND DISABILITY PLAN.

Public Form 5500 records show how REACH COMMUNITY DEVELOPMENT, INC. of PORTLAND, OR, a health care and social assistance employer, structures its employee benefits. Its broker of record is BROWN & BROWN OF OREGON LLC. Coverage is written through STANDARD INSURANCE COMPANY. The plan's most recent policy period ended in December.

Benefits broker of record
Policy year ends
Decemberas filed for plan year 2023

Sourced from U.S. DOL EFAST2 Form 5500 · EIN 93-0813981 · plan 503 · plan year 2023, filed Jul 31, 2025

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How this plan is funded

Funding not settled by the filing

The filing does not report enough to settle how this plan pays for benefits.

All participants at the start of the year
117
Active at start of year
117
Active at end of year
0
Disclosed commissions
$4,872
Typical renewal
January 1

Benefits declared on this filing

Healthdeclared under plan 505
Dentaldeclared under plan 505
Visiondeclared under plan 505
Lifeinsured — STANDARD INSURANCE COMPANY114 of 117 participants (97%)
Disabilityinsured — STANDARD INSURANCE COMPANY114 of 117 participants (97%)

Also declared: other welfare.

Declared benefits are the plan’s own line 8b codes on Form 5500. “Not on Schedule A” means no insured contract for that line appears on this filing. That usually means the benefit is self-funded, or it sits under a different plan number.

Persons covered is the count the carrier filed for that policy at the end of its policy year, and it can include dependents. Participants is the plan's own count at the start of its plan year. The two count different people, so a covered figure can be larger.

Plan brief

Schedule A lists 1 insured contract covering life and disability; the largest, with STANDARD INSURANCE COMPANY, covers 114 people.

Reported premium across the insured contracts is $42,307, with $4,872 in disclosed broker commissions — about 12% of premium.

The most recent policy period ended in December, and the plan year ends December 31. Group contracts typically renew on that annual cycle.

Schedule A insurance contracts

CarrierBenefitsCoveredRenewsPremiumCommission
STANDARD INSURANCE COMPANYLife, Disability114Jan 1, 2024$42,307$4,872

Premium and claims on this contract

STANDARD INSURANCE COMPANY, contract 610316. For the contract year on this filing, the carrier reported $42,307 in premium earned and $14,899 in claims incurred. Dividing one by the other gives 35%.

  • STANDARD INSURANCE COMPANY, contract 610316 reported $27,406 in retention.

Retention is what the carrier kept of the premium after claims, as reported: administration, commissions and other charges.

Only experience-rated contracts report these figures, so most filings leave them blank.

Covered = persons covered at policy year end, as filed on Schedule A for that policy — often certificates or one class, not the whole plan. Premium = the filing’s own premium/charges figure; “—” means not credibly reported.

See the filing at the Department of Labor

Administrator and service providers

Plan administrator on the filing
REACH COMMUNITY DEVELOPMENT, INC.
EIN 93-0813981

The plan administrator is from line 3a of the main form. We publish company names only.

Reported to OSHA

Reported to OSHA for 2025: 124 employees, 4 recordable cases, 48 days away from work.

EmployeesThe company's own average for the year
124
Hours worked
245,024
Recordable cases
4
Days away from work
48

Source: OSHA Injury Tracking Application establishment data, 2025.

Other plans filed by this employer

How this plan compares

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